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34 Oak Flat Rd, Tijeras, NM, 87059

4beds
3baths
2,696sqft
$489,000
$181price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

RARE EAST MOUNTAIN RETREAT! Nestled on 5 beautiful acres bordering the Cibola National Forest with access to hiking, horseback riding and biking trails. This spacious 4BR/3BA home offers approx. 2,696 sq. ft., TWO living areas, TWO dining areas, a generous kitchen with large center island and a cozy wood-burning stove. Enjoy wide-open space with plenty of room for horses, livestock, recreation and outdoor living. PRIVATE WELL with overflow/storage tank and septic system, both installed approx. 6 years ago, plus refrigerated air and underground electric. Experience privacy, breathtaking views and peaceful mountain living just outside your door. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
8/10
Roosevelt Middle SchoolGrades 6-87.2 mi
5/10
Manzano High SchoolGrades PK-1212.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder model: 93RWG41724AH20
  • Builder name: Clayton Homes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Laundry features: Propane Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Garden Tub/Roman Tub,Main Level Primary,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Wood Burning Stove

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood Stove
  • Cooling features: Multi Units,Refrigerated

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Kitchen

  • Level: Main
  • Area: 29240

Living Room

  • Level: Main
  • Area: 42976

Primary Bedroom

  • Level: Main
  • Area: 30192

Property

Details

  • Parcel number: 103205121523230227
  • Zoning description: A-2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Propane Tank - Leased

Lot

  • Lot size: 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Hail
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$182$2,184
Property Taxes $346$4,152
Electricity $191$2,300
Total$3,191$38,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 87059$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87059
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$489,000
2016-02-13Listing removed$75,000
2016-01-18Listed for sale$75,000

For Sale by Agent

AgentAlicia Baca-Salazar
BrokerageColdwell Banker Legacy

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