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720 NE 42nd St, Ankeny, IA, 50021

5beds
4baths
2,589sqft
$529,900
$205price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Step inside this exceptional 2-story home, where style meets functionality, featuring 5 bedrooms and 3.5 bathrooms. The main level greets you with rustic sliding doors that make this space both elegant and unique. The bright and spacious kitchen is a chef's dream, complete with sleek granite countertops, crisp white cabinetry, and a large center island perfect for meal prep or entertaining. Modern pendant lighting and stainless steel appliances make this space as functional as it is beautiful. Gather in the living room around the stunning stone fireplace, the perfect spot for cozy evenings at home. Outside, the large deck with stairs provides a seamless flow to the backyard, ideal for outdoor dining, relaxing, or entertaining guests. The finished walkout basement offers additional living space, perfect for hosting or creating a comfortable retreat. With endless possibilities, this home is designed for both relaxation and making lasting memories.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Rock Creek ElementaryGrades K-52.1 mi
9/10
Northview Middle SchoolGrades 8-92.0 mi
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,589
  • Total interior livable area: 2,589 sqft

Property

Details

  • Parcel number: 18100553070146
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Storage

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$260$3,120
Property Taxes $664$7,968
Electricity $193$2,317
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$221
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$524,900
2026-07-24Price change$529,900
2026-07-10Price change$534,900
2026-06-01Price change$539,000
2024-09-14Listing removed$3,200
2024-09-07Listed for sale$550,000
2024-08-29Listed for rent$3,200
2024-08-21Sold$256,000
2012-11-21Sold$289,900
2012-06-05Listing removed$289,900
2012-05-31Price change$289,900
2012-05-25Listed for sale--
2007-04-05Sold$339,500
2005-08-22Sold$76,500

For Sale by Agent

AgentDanielle Seifert
BrokerageRE/MAX Concepts

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