525 W Trace Dr, Polk City, IA, 50226
About This Home
Amazing pond views and relaxation await in this updated townhome. Home has had many improvements including LVP flooring and updated appliances. The association takes care of the yard work and snow removal while you enjoy the pond view from your screened in deck that has to be seen to be appreciated. The first floor is an open concept with fireplace, master bedroom, master bathroom, a second non-conforming bedroom/office, and another full bathroom. The spacious kitchen includes updated appliances, granite countertops, and plenty of cabinet space. The first floor laundry is very convenient as well. The walkout basement includes two bedrooms, a full bathroom, and large family room. Plenty of room for any family! Located near the new Polk City elementary. Come see it today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Ranch
- Property subType: Townhouse,Condominium
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Features
- Dining Area
- Number of fireplaces: 1
- Fireplace features: Gas,Vented
- Fireplace: Yes
- Finished area below ground: 1,200
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,258
- Total interior livable area: 1,258 sqft
Property
Details
- Parcel number: 26100500030000
- Zoning: PUD
Features
- Stories: 1
- Patio & porch: Covered,Deck,Porch,Screened
- Exterior features: Deck,Enclosed Porch
Lot
- Lot size: 3,484 sqft
- Features: Rectangular Lot,Pond on Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $418 | $5,016 |
| Electricity | $121 | $1,452 |
| Total | $2,303 | $27,636 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $319,900 |
| 2026-08-07 | Price change | $321,900 |
| 2026-07-24 | Listed for sale | $324,900 |
| 2013-09-20 | Sold | $196,000 |
| 2013-07-24 | Price change | $199,900 |
| 2013-06-19 | Price change | $204,900 |
| 2013-04-10 | Listed for sale | $209,900 |
| 2012-10-11 | Listing removed | $214,900 |
| 2012-05-24 | Price change | $214,900 |
| 2011-12-10 | Listed for sale | $219,900 |
| 2011-08-30 | Listing removed | $219,900 |
| 2011-06-11 | Price change | $219,900 |
| 2011-04-07 | Listed for sale | $220,000 |
| 2010-09-04 | Listing removed | $224,700 |
| 2009-12-05 | Listed for sale | $224,700 |
| 2006-01-09 | Sold | $194,000 |
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