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4114 Belair Dr, Urbandale, IA, 50323

5beds
4baths
2,409sqft
$544,000
$226price/sqft
$3,951/moest. monthly cost
$158,040/yrincome needed

About This Home

Walk into an inviting open family room featuring a cozy gas fireplace with built-in cupboards and shelving, highlighted by a large rear window overlooking the patio and fully fenced backyard. The spacious eat-in kitchen includes granite countertops, an electric range vented to the exterior, and a refrigerator that stays, while offering views of the expansive deck—perfect for everyday living and entertaining. A formal dining area provides additional space for gatherings. The large primary suite impresses with a tray ceiling, a full bath, and a walk-in closet. Three additional well-sized bedrooms and a conveniently located second-floor laundry complete the upper level. The finished basement extends the living space with a family room featuring a wet bar, a fifth bedroom, and a 3/4 bath. Outside, the backyard boasts a newer wood fence, and the oversized three-stall garage includes attached storage. Fresh interior paint, a WiFi-compatible thermostat, and sidewalk access to a large park-like area just a few houses away round out this well-appointed home. The home also includes an HSA Home Warranty for added peace of mind.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Webster Elementary SchoolGrades PK-50.3 mi
5/10
Urbandale Middle SchoolGrades 6-83.5 mi
5/10
Urbandale High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Separate/Formal Dining Room,Eat-in Kitchen
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 700

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Property

Details

  • Parcel number: 31203200700056
  • Zoning: R-1S

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Deck,Patio
  • Fencing: Wood

Lot

  • Lot size: 10,541 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,750$33,000
Home Insurance *$239$2,868
Property Taxes $783$9,396
Electricity $179$2,156
Total$3,951$47,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,462/yr
40% on housing$118,530/yr
45% on housing$105,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$260
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$549,000
2020-09-04Sold$349,990
2020-08-18Pending sale$349,990
2020-08-07Price change$349,990
2020-07-22Price change$340,000
2020-07-17Listed for sale$349,000
2008-09-04Sold$229,500
2008-03-22Listed for sale$279,000
2004-04-14Sold$53,500

For Sale by Agent

AgentWAYNE DEPENNING
BrokerageIowa Realty Beaverdale

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