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27 Wigwam Rd, Nantucket, MA, 02554

5beds
5baths
3,788sqft
$4,595,000
$1,213price/sqft
$28,514/moest. monthly cost
$1,140,560/yrincome needed

About This Home

Tucked near one of Nantucket’s most beloved South Shore beaches, this 5-bedroom, 4.5-bath upside-down beach house is a true coastal gem. Designed for both comfort and style, the home features soaring wood-beamed ceilings, an intricately inlaid compass rose in the hardwood floors, and a classic widow’s walk offering panoramic ocean views. With three distinct living areas—one on each level—plus a loft, there’s room for everyone to spread out or come together. The well-appointed kitchen opens seamlessly to the dining area and sunny second-floor decks, perfect for entertaining. With room for a pool, stunning ocean-facing vistas, and exceptional character inside and out, this home offers the ultimate Nantucket lifestyle.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
6/10
5/10
Nantucket High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete pour with finished lower level and egress exterior walk out

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: Viking - 6 Burner Gas,Washer: Whirlpool

Basement

  • Has basement: Yes
  • Basement: The fully finished lower level offers a spacious third living area, a large bedroom comfortably sized for a king bed, and a full bath—ideal for guests or extended family. A separate laundry room handles beach towels and gear with ease, while tucked-away utilities keep things running smoothly behind the scenes.*Basement does not have a central AC but there is potential for it*

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • A,AC,Ins,Irr,OSh,Floor 1: The first floor of this beach house,set in a quiet and laid-back location,features a private en-suite bedroom,two generously sized guest rooms that share a full hall bath,and a versatile fourth room perfect as an office,library,or overflow sleeping space. Beautiful hardwood floors run throughout,adding warmth and coastal character.,Floor 2: The second floor is designed to take full advantage of the ocean breezes and ocean views,with a spacious dining deck that invites al fresco entertaining. Anchoring this level is the primary suite,complete with a walk-in closet and a private bath. Soaring cathedral ceilings with exposed wood beams span the open-concept living spaces,including a custom kitchen with built-in cabinetry and generous counter space,a sunlit dining area,and a cozy living room with a wood-burning fireplace. A tucked-away powder room just off the main stair landing offers added convenience for guests. Mahogany ladder leads to loft space to access the widows walk to take in panoramic views all the way to Sankaty lighthouse and beyond.,Floor 3: Loft space accessible via mahogany ladder with access to the recently restored widows walk.
  • Flooring: Pine
  • Fireplace features: Woodburning fireplace in living room

Heating

  • Heating features: GFHA

Interior Area

  • Total structure area: 3,788
  • Total interior livable area: 3,788 sqft

Property

Details

  • Parcel number: 78
  • Zoning: LUG3

Features

  • Exterior features: Deck,Patio,Porch
  • Has view: Yes
  • View description: Ocean,Pasture
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: None

Lot

  • Lot size: 1.18 Acres
  • Features: See Deed,Yes

Parking

  • Parking features: Ample parking due to the convenient circular drive

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,234$278,808
Home Insurance *$3,288$39,456
Property Taxes $1,246$14,952
Electricity $746$8,963
Total$28,514$342,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$977,622/yr
40% on housing$855,420/yr
45% on housing$760,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 29.1%
29.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,213This listing

vs Other Active Listings

Avg $/sqft

ZIP 02554$1,624
Nantucket County$1,624

vs Homes Sold Last Month

Median $/sqft

ZIP 02554—
Nantucket County$729

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$4,595,000
2026-01-14Listing removed$4,750,000
2025-09-09Price change$4,750,000
2025-06-16Listed for sale$4,995,000
2003-07-18Sold$505,000
2000-10-12Sold$445,000

For Sale by Agent

AgentChandra Miller
BrokerageMaury People Sotheby's International Realty

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