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301 14th St Unit 205, Ocean City, MD, 21842

3beds
4baths
1,909sqft
$577,950
$303price/sqft
$4,077/moest. monthly cost
$163,080/yrincome needed

About This Home

Recent Price Improvement Welcome to Laguna Vista #205—an expansive waterfront beach retreat offering over 1,900 square feet of thoughtfully designed coastal living. From the moment you step into the oversized foyer, you’ll immediately feel the comfort and warmth that makes this residence feel like home. The exceptionally designed kitchen is every chef’s dream, featuring a functional center island with an inlaid stainless steel sink, pull-up bar seating, abundant workspace, and seamless flow for entertaining family and friends. Just beyond, the spacious dining area opens into a beautifully appointed living/dining room accented by a picturesque seascape mural and drenched in natural southern sunlight pouring through oversized sliders. Step outside onto the expansive waterfront deck and enjoy morning coffee with the sunrise or unwind with an evening glass of wine while overlooking the water. During the cooler shoulder seasons, cozy up beside the gas fireplace, kick your feet up, and relax in true beach-home comfort. The primary suite offers a private retreat complete with a walk-in closet, double vanity, walk-in shower, and luxurious jetted soaking tub. Conveniently located just off the kitchen area is a side-by-side washer and dryer along with an additional half bath for guests. The second bedroom is perfectly designed for extended family stays or weekend visitors and includes its own en-suite bath with a fully tiled walk-in shower. The third bedroom functions beautifully as a private lockout suite featuring ceramic tile flooring, granite countertops, and a tub/shower combination—ideal for guests seeking additional privacy. One exceptional feature rarely found is the oversized storage closet, providing ample room for all your beach toys, fishing gear, bicycles, and coastal lifestyle essentials. Laguna Vista also offers an exceptional indoor pool area surrounded by sliding glass doors, comfortable chase lounges, high-top seating areas, and inviting social spaces perfect for year-round enjoyment. Beautifully maintained landscaping, a scenic waterfront boardwalk, and close proximity to Ocean City’s renowned fishing action and the world-famous Ocean City Boardwalk make this an incredible opportunity to invest in the beach lifestyle.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Pilings
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Flat,Open Floorplan,Kitchen Island,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Door features: Insulated,Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Insulated Windows,Screens,Sliding
  • Flooring: Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,909

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,909
  • Total interior livable area: 1,909 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 2410440297
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Spa features: Bath
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: None,Canal
  • Waterbody name: Harbour Island - Basin
  • Frontage length: Water Frontage Ft: 300

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Assigned,Paved,Under Home Parking,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,922$35,064
Home Insurance *$211$2,532
Property Taxes $663$7,956
Electricity $281$3,374
Total$4,077$48,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,782/yr
40% on housing$122,310/yr
45% on housing$108,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$303
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$549,000
2026-05-14Listed for sale$577,950
2017-07-28Listing removed$389,999
2017-02-21Price change$389,999
2016-11-30Price change$393,999
2016-08-31Price change$394,999
2016-07-17Price change$397,999
2016-03-29Price change$398,999
2015-07-24Price change$399,999
2015-07-02Price change$415,000
2015-04-03Listed for sale$429,500
2011-01-13Sold$359,900

For Sale by Agent

AgentR. Erik Windrow
BrokerageKeller Williams Realty

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