




5619 Rays Dr, Onsted, MI, 49265
About This Home
This rare find on Sand Lake is a must-see with 3 lots totaling 1.42 acres! A truly unique property with an Up North feel featuring your own private dock, turn-key home, plenty of parking, oversized garage, and a peaceful back yard. With updates over the past 6 years including a new roof, whole home generator, furnace and AC, you can relax in comfort knowing your home is equipped with updated systems designed for year-round reliability. This 1,568 square foot home has a spacious floor plan with generous rooms sizes including 2 bedrooms, 2 bathrooms, first floor laundry and an open great room - perfect for entertaining! Includes ample storage or room to grow with a full basement ready for your personal touch. Enjoy your own private oasis with mature trees, lush perennial plants, and beautiful hardscaping near the water’s edge. Deeded rights to the neighborhood park lot next to your canal frontage included with the home. Schedule your showing today! Welcome home!
Getting Around
Schools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
- Laundry features: First Floor Laundry,Entry
Basement
- Has basement: Yes
- Basement: Block
Bathroom1
- Features: Ceramic
- Level: Entry
- Area: 70
Bathroom2
- Features: Ceramic
- Level: Entry
- Area: 195
Bedroom1
- Features: Carpet
- Level: Entry
- Area: 264
Bedroom2
- Features: Carpet
- Level: Entry
- Area: 195
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Laminate
- Level: Entry
- Area: 108
Features
- Sump Pump
- Flooring: Carpet,Laminate,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,568
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,136
- Total interior livable area: 1,568 sqft
Kitchen
- Features: Laminate
- Level: Entry
- Area: 132
Living Room
- Features: Laminate
- Level: Entry
- Area: 228
Property
Details
- Parcel number: CA0410056000
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Fencing: Fenced
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: All Sports Lake,Waterfront
- Waterbody name: Sand Lake
- Frontage type: Road
- Frontage length: 103
Lot
- Lot size: 1.42 Acres
- Features: Subdivision
- Lot size dimensions: 103
Parking
- Total spaces: 2
- Parking features: Garage,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lenawee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $1,163 | $13,956 |
| Electricity | $188 | $2,259 |
| Total | $4,672 | $56,064 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $574,900 |
| 2026-07-25 | Price change | $599,900 |
| 2026-07-04 | Listed for sale | $615,000 |
| 2017-10-13 | Sold | $215,000 |
| 2017-08-29 | Pending sale | $225,000 |
| 2017-08-25 | Price change | $225,000 |
| 2017-08-11 | Price change | $238,900 |
| 2017-08-03 | Price change | $239,900 |
| 2017-07-17 | Price change | $243,000 |
| 2017-07-05 | Listed for sale | $248,000 |
