8266 Irish Mist, Onsted, MI, 49265
About This Home
Immediate Occupany - Move In Ready! Welcome to your dream home on the peaceful shores of Loch Erin, nestled in the heart of the highly sought after Irish Hills. Boasting over 100 feet of private lake frontage, this spectacular 5 bedroom, 3 full bath home offers the ultimate lakefront lifestyle! Designed with an inviting open concept floor plan, this home is perfect for gathering, entertaining, and making lifelong memories. The spacious kitchen features elegant granite countertops and a new ceramic tile floor, creating a beautiful and functional space for cooking and hosting. The seamless flow into the main living area ensures uninterrupted lake views and easy access to the outdoors. Wake up to stunning water views from the primary suite, complete with a private ensuite bath and walk out balcony overlooking the lake. An additional balcony off the main living area provides even more space to relax and take in the peaceful surroundings. Outdoor living shines with all new Trex decking and railings, a recently enclosed lakefront walkout patio, and a new stone retaining wall enhancing both beauty and functionality. Enjoy effortless access to the water with your included 40 foot aluminum dock, perfect for boating, swimming, and soaking up the sun. Additional highlights include a heated 2.5 car garage for year round comfort making this exceptional property move in ready. Experience luxury, comfort, and the unmatched beauty of lakefront living on Loch Erin, where every day feels like a getaway!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Basement
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Exterior Entry,Walk-Out Access
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bathroom3
- Level: Lower
Bedroom1
- Level: Main
- Area: 240
Bedroom2
- Level: Main
- Area: 180
Bedroom3
- Level: Main
- Area: 132
Bedroom4
- Level: Lower
- Area: 168
Bedroom5
- Level: Lower
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 120
Family Room
- Level: Lower
- Area: 350
Features
- High Ceilings,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,125
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,125
- Total interior livable area: 3,125 sqft
Kitchen
- Level: Main
- Area: 210
Living Room
- Level: Main
- Area: 340
Property
Details
- Parcel number: CA0527014000
- Special condition: Private
Features
- Levels: Multi/Split,Bi-Level
- Patio & porch: Deck,Patio,Porch
- Exterior features: Balcony,Lawn Sprinkler
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: All Sports Lake,Lake Front,Waterfront
- Waterbody name: Loch Erin
- Frontage length: 103
Lot
- Lot size: 0.44 Acres
- Features: Deep Lot - 150+ Ft.,Dead End,Subdivision
- Lot size dimensions: 162 x 66 x 207
Parking
- Total spaces: 2.5
- Parking features: Attached,Electric in Garage,Garage Door Opener,Heated Garage,Off Street,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lenawee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $1,382 | $16,584 |
| Electricity | $340 | $4,090 |
| Total | $5,459 | $65,508 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $675,000 |
| 2026-05-14 | Listed for sale | $695,000 |
| 2026-05-06 | Contingent | $695,000 |
| 2026-04-10 | Price change | $695,000 |
| 2026-03-16 | Price change | $720,000 |
| 2026-02-19 | Listed for sale | $749,000 |
| 2023-05-18 | Listing removed | -- |
| 2021-05-17 | Sold | $525,000 |
| 2021-04-19 | Pending sale | $515,000 |
| 2021-04-13 | Listed for sale | $515,000 |
| 2016-12-29 | Sold | $360,000 |
| 2016-12-07 | Pending sale | $369,000 |
| 2016-04-29 | Listed for sale | $369,000 |
| 2015-12-03 | Listing removed | $349,900 |
| 2015-07-01 | Price change | $349,900 |
| 2015-04-23 | Price change | $359,900 |
| 2014-08-09 | Price change | $369,900 |
| 2014-05-30 | Price change | $375,000 |
| 2014-04-12 | Listed for sale | $389,000 |
| 2013-12-31 | Listing removed | $399,900 |
| 2013-02-28 | Price change | $399,900 |
| 2012-08-01 | Listed for sale | $420,000 |
| 2005-11-01 | Sold | $420,000 |
For Sale by Agent
View on Zillow