7496 Kingsley Dr, Onsted, MI, 49265
About This Home
Beautifully maintained 4-bedroom, 2.5-bath home with private Loch Erin lake access and quality craftsmanship throughout. Built and maintained by the original owner, this home offers the perfect blend of comfort, functionality, and lake lifestyle living. The updated kitchen features modern finishes and opens to the patio, ideal for entertaining and outdoor gatherings. Spacious primary suite with oversized windows, abundant natural light, dual sinks, and a large walk-in closet. One bedroom is currently being used as a home office, offering flexible living space. Convenient main floor laundry and half bath. The unfinished basement provides over 1,000 sq ft of storage. Enjoy access to Loch Erin amenities including the private beach, boat launch, basketball courts, and pickleball courts just down the road. Additional updates include radon mitigation (2026) , A/C (2024) and a whole house generator (approx. 5 years old) for added comfort and peace of mind. Roof is approx 20 yrs old.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Basement: Full
Bathroom1
- Level: Main
- Area: 27.5
- Dimensions: 5.50 x 5.00
Bathroom2
- Level: Upper
- Area: 48
- Dimensions: 10.00 x 4.80
Bedroom2
- Level: Upper
- Area: 98
- Dimensions: 10.00 x 9.80
Bedroom3
- Level: Upper
- Area: 97.02
- Dimensions: 9.90 x 9.80
Bedroom4
- Level: Upper
- Area: 137.8
- Dimensions: 10.60 x 13.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: Main
- Area: 120
- Dimensions: 12.00 x 10.00
Dining Room
- Level: Main
- Area: 115
- Dimensions: 11.50 x 10.00
Family Room
- Level: Main
- Area: 181.25
- Dimensions: 12.50 x 14.50
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,127
- Total interior livable area: 2,127 sqft
Kitchen
- Level: Main
- Area: 162.5
- Dimensions: 13.00 x 12.50
Laundry
- Level: Main
- Area: 63.25
- Dimensions: 11.50 x 5.50
Living Room
- Level: Main
- Area: 266.5
- Dimensions: 20.50 x 13.00
Master Bathroom
- Level: Upper
- Area: 90
- Dimensions: 15.00 x 6.00
Master Bedroom
- Level: Upper
- Area: 221
- Dimensions: 17.00 x 13.00
Property
Details
- Parcel number: CA0560111000
- Zoning description: Residential
Features
- Stories: 2
- Waterfront features: Lake
- Waterbody name: Loch Erin
Lot
- Lot size: 0.37 Acres
- Features: Level,Shrubs/Hedges
- Lot size dimensions: 80 x 190 x 88 x 189
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lenawee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $798 | $9,576 |
| Electricity | $232 | $2,784 |
| Total | $3,383 | $40,596 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $425,000 |
| 2026-06-10 | Contingent | $425,000 |
| 2026-05-29 | Listed for sale | $425,000 |
| 1990-02-23 | Sold | $10,500 |
View on Zillow