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6000 Rays Dr, Onsted, MI, 49265

3beds
2baths
1,600sqft
$779,000
$487price/sqft
$5,972/moest. monthly cost
$238,880/yrincome needed

About This Home

Here is your chance to own 1/2 acre of property on highly in demand Sand Lake. Have your water front as well as your privacy. 3 bedroom, 2 bath, Passive Solar home in the heart of the Irish Hills. Located on a private & paved cul-de-sac 1/8 mile off of US 12. ADA friendly, 1 level b/w garage & house. Walk or drive to docks. Total home renovation in 1999. Garage & guest house heated & AC. 8+ parking spaces. Year round spa, new 160 Ft. well, new steps, new 15k on-demand whole property generator. Room to build a pole barn at the lake. Much, much, more. Must see!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Onsted ElementaryGrades PK-54.9 mi
7/10
Onsted Middle SchoolGrades 6-84.9 mi
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Basement,Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 64

Bathroom2

  • Features: Tile
  • Level: First
  • Area: 56

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 195

Bedroom2

  • Features: Luxury Vinyl
  • Level: First
  • Area: 120

Bedroom3

  • Features: Luxury Vinyl
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air,Electric,Propane,Solar,Wood
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First
  • Area: 255

Living Room

  • Features: Carpet
  • Level: First
  • Area: 204

Property

Details

  • Parcel number: CA0715053200
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Dock/Pier Facility,Lake Front,Seawall,Waterfront
  • Waterbody name: Sand Lake
  • Frontage length: 48

Lot

  • Lot size: 0.50 Acres
  • Features: Dead End,Rolling/Hilly,Wooded
  • Lot size dimensions: 48 x 375

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Unassigned,Basement,Detached,Electric in Garage,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Lenawee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$374$4,488
Property Taxes $1,471$17,652
Electricity $188$2,259
Total$5,972$71,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,754/yr
40% on housing$179,160/yr
45% on housing$159,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 49265$208
Lenawee County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49265$202
Lenawee County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$779,000
2020-09-14Listing removed$379,000
2020-06-10Listed for sale$379,000
2020-03-12Listing removed$389,000
2019-12-12Listed for sale$389,000
2019-10-16Listing removed$399,000
2019-07-15Listed for sale$399,000
2016-10-28Listing removed$369,000
2016-08-30Price change$369,000
2016-05-26Listed for sale$385,000
2015-11-02Listing removed$389,000
2015-07-01Listed for sale$389,000

For Sale by Agent

AgentKristen M Isom
BrokerageHeart O' The Hills Realty

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