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318 W Houghton St, Santa Fe, NM, 87505

1beds
1baths
877sqft
$615,000
$701price/sqft
$3,826/moest. monthly cost
$153,040/yrincome needed

About This Home

Classic New Mexican Pueblo Territorial Casita in the heart of Santa Fe's South Capitol neighborhood.  Take a look at this charming house today tucked down a discreet and uniquely enchanting street in one of Santa Fe's most charming areas.  Ready for its new owner, this is a great opportunity for a builder or investor seeking a rental property or personal pied-à-terre.  Just minutes from Santa Fe's historic plaza, museums, shops, and sites.  Easily accessible to groceries, Canyon Road art Galleries, and downtown restaurants.  This home features hardwood floors and territorial trim, a kiva fireplace, W/D, walk-in closet, and a wrap-around yard.  Schedule a viewing today.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
6/10
Milagro Middle SchoolGrades 7-82.1 mi
--
Santa Fe EngageGrades 9-125.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • No Interior Steps
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Kiva
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 877
  • Total interior livable area: 877 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 010096000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 501-1,000

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 1
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$206$2,472
Property Taxes $363$4,356
Electricity $148$1,780
Total$3,826$45,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,177/yr
40% on housing$114,780/yr
45% on housing$102,026/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$701This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$372
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$675,000

For Sale by Agent

AgentDavid Garcia
BrokerageKeller Williams Realty

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