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1051 Elm St, Manitou Beach, MI, 49253

2beds
1baths
1,018sqft
$224,900
$221price/sqft
$1,760/moest. monthly cost
$70,400/yrincome needed

About This Home

Welcome to this absolutely charming home in the highly desirable Devils Lake area! Situated on a spacious 102' x 92' lot, this move-in-ready property offers the perfect blend of comfort, updates, and lake-life convenience. The oversized 30' x 24' detached 2.5-car garage provides plenty of room for vehicles, boats, jet skis, golf carts, and all your lake toys. Inside, you'll love the bright, open floor plan with just over 1,000 square feet of living space, plus a basement for additional storage. Recent updates make this home truly turnkey, including fresh interior paint, luxury vinyl plank flooring, new lighting, and beautiful kitchen countertops—all completed in 2026. The updated bathroom and convenient first-floor laundry add to the home's functionality. Major exterior improvements offer peace of mind, including new vinyl siding and a new garage roof (2025), house vinyl siding (2019), vinyl replacement windows, and the house roof (2011). Start your mornings or unwind in the evenings on the impressive 20' x 8' covered composite porch while enjoying peaceful water views. Located just minutes from the DNR public boat launch, you'll have quick access to Devils Lake for boating, fishing, and endless summer fun. Plus, you're within walking distance of Manitou Beach Village, where you'll enjoy local restaurants, shops, entertainment, and public lake access. Whether you're searching for a year-round residence, a weekend getaway, or an investment opportunity, this property checks every box. With strong Airbnb and VRBO potential, it's also an excellent option as a vacation rental or as additional guest accommodations to complement your current lake home while generating extra income. Experience everything the Devils Lake community has to offer—at a fraction of the cost of direct lakefront living. Opportunities like this are hard to find, especially at this price point. Schedule your showing today before it's gone!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Addison Elementary SchoolGrades PK-52.4 mi
6/10
Addison Middle SchoolGrades 6-82.4 mi
8/10
Addison High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 66

Bedroom1

  • Features: Vinyl
  • Level: Main
  • Area: 170

Bedroom2

  • Features: Vinyl
  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,018

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,337
  • Total interior livable area: 1,018 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 120

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 170

Property

Details

  • Parcel number: RLO685054000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 102

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 102 x 92.5

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Lenawee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$128$1,536
Property Taxes $307$3,684
Electricity $188$2,259
Total$1,760$21,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,342/yr
40% on housing$52,800/yr
45% on housing$46,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 49253$353
Lenawee County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 49253$152
Lenawee County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$214,900
2026-07-16Price change$224,900
2026-07-03Listed for sale$239,900
2010-08-03Sold$32,000
2010-05-08Listed for sale$38,000
2009-12-13Listing removed$55,000
2009-08-05Sold$108,546
2009-06-20Listed for sale$55,000
2006-02-09Sold$97,000

For Sale by Agent

AgentFred Borgerson
BrokerageKey Realty One LLC - Summerfield

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