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1564 Navajo Dr, Santa Fe, NM, 87505

2beds
1baths
1,015sqft
$450,000
$443price/sqft
$2,831/moest. monthly cost
$113,240/yrincome needed

About This Home

Tucked into the heart of Santa Fe's Triangle neighborhood near Jay Street and Baca Street, this charming two-bedroom, one-bathroom home sits on a generous corner lot in one of the city's most coveted in-town locations. At 1,015 square feet, has been thoughtfully updated while preserving the warmth and character that make it truly special. Two brand new mini-splits installed May/2026 provide heating and cooling. A 2018 renovation breathed new life throughout the home. The kitchen features freshly painted original mid-century cabinets paired with new tile countertops, a modern sink, and a water filter. The primary bedroom was transformed with a custom closet, built-in bench and pine hardwood floors. The secondary bedroom gained two closets and built-in wood shelves, while the bathroom received a beautiful custom tile makeover. A full-size, stacked washer and dryer, new flagstone, fencing along the Jay Street side, and charming latillas out front completed the transformation. Recent updates keep the momentum going — a new shed arrived in 2020, a screened-in porch was added in 2024, and 2025 brought roof repairs along with a new privacy wall. Fresh paint inside and out plus exterior stucco repair in 2026 ensure the home feels move-in ready. Hardwood floors and a tankless hot water heater round out the upgrades. Step outside and you will find three apricot trees, including a magnificent old beauty that produces the kind of big, juicy fruit neighbors dream about. The spacious corner lot offers wonderful outdoor living potential. Young Park, Iconik Coffee Roasters, Chocolate Maven, and just minutes to the vibrant Railyard District — everything you need without ever searching for it. Enjoy effortless access to the Santa Fe Farmers Market, galleries, restaurants, breweries, and local shops, as well as nearby trails and bike paths that make it easy to stay connected to the outdoors. With quick access to Cerrillos Road, St. Michael’s Drive, and downtown Santa Fe, commuting and daily errands are seamless while still enjoying the charm of a quiet, established neighborhood. This is Santa Fe living at its finest. Don't miss the Matterport 3-D walkthrough and drone footage in the listing!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

3/10
--
Santa Fe EngageGrades 9-123.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Refrigerator,Washer,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • No Interior Steps
  • Flooring: Other,See Remarks,Wood
  • Fireplace features: Wood Burning Stove

Heating & Cooling

  • Heating features: Other,See Remarks,Wood Stove,Wall Furnace
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,015
  • Total interior livable area: 1,015 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 010159820
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,001-1,250

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 4
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$150$1,800
Property Taxes $258$3,096
Electricity $148$1,780
Total$2,831$33,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,062/yr
40% on housing$84,930/yr
45% on housing$75,493/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$373
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$450,000
2018-02-14Sold--
2018-02-01Pending sale$220,000
2018-01-12Listed for sale$220,000

For Sale by Agent

AgentSarah E. Said
BrokerageKeller Williams Realty

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