See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

229 N Charles St, Adrian, MI, 49221

5beds
2baths
1,410sqft
$180,000
$128price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Welcome to 229 N. Charles St. offering flexibility, character, and plenty of potential in a convenient location near Adrian College, shopping, restaurants, and everyday amenities. The home features 3 conforming bedrooms, 2 additional non-conforming bedrooms, and 2 1/2 bathrooms, providing ample space for a home office, guest rooms, hobby areas, or additional living needs. The living room features a wood-burning fireplace, creating a warm and inviting gathering space. A newer front porch welcomes you home, while the deep, fenced backyard offers plenty of room for pets, gardening, entertaining, or outdoor recreation. A detached one-car garage provides additional parking and storage. Important updates include an HVAC system installed in 2010, a roof replaced in 2007, and newer vinyl windows. This property is ready for a buyer with vision. With some personal touches, it has the potential to become a true showstopper. Schedule your private showing and explore everything this spacious Adrian home has to offer.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Lincoln Elementary SchoolGrades PK-50.5 mi
4/10
Adrian High SchoolGrades 8-121.0 mi
4/10

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Sump Pump,Unfinished,Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Features: Wood
  • Level: First
  • Area: 120

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 104

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 180

Bedroom4

  • Features: Wood
  • Level: Second
  • Area: 180

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: First
  • Area: 132

Family Room

  • Features: Carpet
  • Level: Basement
  • Area: 240

Features

  • Flooring: Hardwood,Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 240
  • Finished area above ground: 1,170

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 1,410 sqft

Kitchen

  • Level: First
  • Area: 132

Living Room

  • Features: Wood
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: XA0785201000
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced
  • Waterfront features: None
  • Waterbody name: none
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 0.38 Acres
  • Features: Subdivision,Sidewalks
  • Lot size dimensions: 60 x 278

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Lenawee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$115$1,380
Property Taxes $172$2,064
Electricity $188$2,259
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 49221$112
Lenawee County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 49221$143
Lenawee County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$180,000
2008-08-05Sold$105,000
2008-06-20Price change$119,900
2008-04-16Listed for sale$122,000

For Sale by Agent

AgentTim Bender
BrokerageTLB Realty LLC

Similar Homes