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13322 Tulip St NW, Andover, MN, 55304

3beds
4baths
2,410sqft
$362,900
$151price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

Welcome home to this well-cared-for 3-bedroom, 4-bath home offering the privacy of single-family living with the convenience of association-maintained lawn care, snow removal and sanitation! Built in 2004, this home features a spacious kitchen with center island and plenty of room to gather. Upstairs, the primary suite includes a private bath and walk-in closet, while the second bedroom also offers its own private bath. A versatile loft and upper-level laundry add everyday convenience. The finished lower level provides a third bedroom and 3/4 bath, offering flexible space for guests, a home office or additional living area. Enjoy relaxing on the welcoming front porch or out back on the deck. This home is located in a fantastic Andover location with groceries, restaurants, gyms and other everyday conveniences within 1 mile, a Terrace Park within 1/2 a mile, golf within 2 miles and public schools within 2 miles. A wonderful opportunity to own a well-cared-for home in a fantastic location — truly a must-see! Call me to schedule your private tour! NOTE: Photos will be uploaded before we go Live on August 21,2026.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

10/10
7/10
Anoka Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Sump Pump

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 13X15

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Level: Basement
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 18X8

Family Room

  • Level: Basement
  • Area: 270
  • Dimensions: 18X15

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,710

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,526
  • Total interior livable area: 2,410 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Loft

  • Level: Upper
  • Area: 42
  • Dimensions: 7x6

Porch

  • Level: Main
  • Area: 138
  • Dimensions: 23x6

Primary Bathroom

  • Level: Upper

Walk In Closet

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323224430101
  • Zoning description: Residential-Single Family
  • Foundation area: 816

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 44 x 138

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,835$22,020
Home Insurance *$220$2,640
Property Taxes $299$3,588
Electricity $203$2,439
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$205
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listing removed$362,900
2026-07-14Price change$362,900
2026-06-07Listed for sale$367,900
2019-02-01Sold$219,900
2019-01-04Pending sale$219,900
2018-12-18Listed for sale$219,900
2016-02-17Sold$195,000
2016-01-16Listed for sale$195,000
2009-04-01Sold$137,500
2006-04-12Sold$319,900

Coming Soon

AgentDerek E. Jones
BrokerageKeller Williams Classic Realty

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