13877 Ironstone Trl NW, Ramsey, MN, 55303
About This Home
Welcome Home! This home has many updates and is ready for moving in! Updates include... New windows in 2024, New Water Heater in 2025, New furnace in 2023, New garage door in 2023, Hardwood floors in 2019 and new maintenance free decking on the balcony in 2025. So, settle in and enjoy its main level open floorplan boasting the hardwood floors thought-out, gas fireplace, dining/living space, eat-in kitchen/breakfast nook, home office desk area, and 1/2 bath. Upstairs your will find three bedrooms with the primary suite having a private full bath and walk-in closet, completing the upstairs is a second full bath. The lower level is finished with a Den that could be turned into a 4th bedroom and is plumbed for a 4th bath. Must see!!!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Level: Main
- Area: 35
- Dimensions: 5x7
Bathroom
- Level: Upper
- Area: 40
- Dimensions: 5x8
Bathroom
- Level: Upper
- Area: 72
- Dimensions: 9x8
Bedroom
- Level: Upper
- Area: 256
- Dimensions: 16x16
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Level: Lower
- Area: 168
- Dimensions: 12x14
Dining Room
- Level: Main
- Area: 120
- Dimensions: 12x10
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 250
- Finished area above ground: 1,616
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,866
- Total interior livable area: 1,866 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 12x14
Living Room
- Level: Main
- Area: 252
- Dimensions: 21x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 343225210031
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 792
Features
- Levels: More Than 2 Stories
Lot
- Lot size: 1,306 sqft
- Lot size dimensions: 66 x 34
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $270 | $3,240 |
| Electricity | $170 | $2,050 |
| Total | $2,079 | $24,948 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $299,900 |
| 2018-12-07 | Sold | $190,000 |
| 2018-08-13 | Listed for sale | $205,000 |
| 2015-08-11 | Listing removed | $1,295 |
| 2015-07-28 | Listed for rent | $1,295 |
| 2014-12-15 | Listing removed | $1,295 |
| 2014-10-08 | Price change | $1,295 |
| 2014-08-12 | Listed for rent | $1,350 |
| 2013-09-28 | Listing removed | $1,350 |
| 2013-07-26 | Listed for rent | $1,350 |
| 2011-07-30 | Listing removed | $1,350 |
| 2011-07-14 | Listed for rent | $1,350 |
| 2008-09-15 | Listing removed | $205,000 |
| 2008-02-01 | Listed for sale | $205,000 |
| 2005-09-20 | Sold | $199,176 |
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