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1512 Albemarle St, Saint Paul, MN, 55117

6beds
4baths
2,634sqft
$399,900
$152price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

Welcome to an exceptional investment opportunity in St Paul! This beautifully maintained duplex offers the perfect blend of stability, flexibility, and modern updates – Ideal for both owner-occupants looking to house-hack or seasoned investors seeking strong rental performance. Each unit shines with recent upgrades including new appliances, fresh paint, new light fixtures and new flooring. The property's great curb appeal reflects the care and attention it's received inside and out. Located on a quiet, tree-lined street in a thriving community, you're just minutes from parks, schools, restaurants and all that St. Paul has to offer!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

4/10
Murray Middle SchoolGrades 6-84.2 mi
2/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,634

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,634
  • Total interior livable area: 2,634 sqft

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom

Details

  • Parcel number: 242923140134
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1296

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 6,185 sqft
  • Lot size dimensions: 50 x 124

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Landslide
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$261$3,132
Property Taxes $764$9,168
Electricity $222$2,665
Total$3,269$39,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$137
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$399,900
2020-01-13Listing removed$1,575
2019-12-30Price change$1,575
2019-12-03Price change$1,650
2019-10-23Price change$1,350
2019-10-01Listed for rent$1,450
2018-05-02Sold$269,000
2017-08-31Sold$242,500
2011-08-13Listing removed$1,100
2011-08-09Listed for rent$1,100
2010-03-10Sold$119,795
2008-01-28Sold$284,900
2007-08-09Sold$284,900
2006-03-07Sold$380,000
2005-10-07Sold$380,000

For Sale by Agent

AgentAngella Meyer
BrokerageRE/MAX Results

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