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1749 Charleston Ln, Waconia, MN, 55387

4beds
3baths
3,535sqft
$764,900
$216price/sqft
$5,411/moest. monthly cost
$216,440/yrincome needed

About This Home

Well-maintained four bedroom, three bathroom rambler in Waconia, minutes from downtown and Lake Waconia, the largest lake in Carver County, with a new roof installed in 2025. The main level has vaulted ceilings and abundant natural light from large windows, with new hardwood flooring, fresh paint, and updated window and door frames and baseboards, all installed in 2021. An attached three car extended garage offers insulated walls, a heater, and an epoxy floor. The living room features a stone fireplace and large picture windows overlooking the backyard, opening into the dining room and kitchen. The dining space includes a chandelier and access to a south facing deck. The kitchen includes stainless steel appliances, granite countertops, a center island with breakfast bar seating, and a walk-in pantry, with cabinets, hardware, faucet, disposal, and reverse osmosis system all updated in 2021. The primary bedroom overlooks the backyard and offers new carpet from 2026 along with an accessible bathroom featuring a roll-in shower and double vanities. A second bedroom, office, and full bathroom complete the main level layout.The lower level was freshly painted in 2026 with new carpet installed throughout the bedrooms and stairs in 2023, and includes a third and fourth bedroom, a full bathroom, and a large family room with french doors and lookout windows that bring in natural light. The backyard features a newly restored deck from 2026, a fenced yard, and mature trees beyond. The large lot offers room for outdoor activities, gardening, or future additions like a play set or garden beds. The driveway was seal coated in 2026, and the primary bathroom was remodeled in 2025 with a walk-in shower.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
8/10
Waconia Middle SchoolGrades 6-80.7 mi
8/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16 X 15

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Bedroom3

  • Level: Lower
  • Area: 168
  • Dimensions: 14 X 12

Bedroom4

  • Level: Lower
  • Area: 228
  • Dimensions: 19 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Family Room

  • Level: Lower
  • Area: 899
  • Dimensions: 31 X 29

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,654
  • Finished area above ground: 1,881

Foyer

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,650
  • Total interior livable area: 3,535 sqft

Kitchen

  • Level: Main
  • Area: 266
  • Dimensions: 19 X 14

Living Room

  • Level: Main
  • Area: 361
  • Dimensions: 19 X 19

Office

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Storage

  • Level: Lower
  • Area: 138
  • Dimensions: 23 X 6

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Grab Bars In Bathroom,Accessible Approach with Ramp,Roll-In Shower,Roll Under Accessibility

Details

  • Parcel number: 752920200
  • Zoning description: Residential-Single Family
  • Foundation area: 1884

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.61 Acres
  • Features: Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,867$46,404
Home Insurance *$455$5,460
Property Taxes $791$9,492
Electricity $298$3,577
Total$5,411$64,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,520/yr
40% on housing$162,330/yr
45% on housing$144,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 55387$187
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55387$209
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$750,000
2026-08-17Listing removed$764,900
2026-07-30Listed for sale$764,900
2021-11-02Sold$619,900
2021-10-02Pending sale$619,900
2021-09-30Listed for sale$619,900
2018-03-26Sold$520,900
2018-02-01Pending sale$519,900
2017-12-05Listed for sale$519,900
2017-11-23Listing removed$519,999
2017-09-16Price change$519,999
2017-08-25Listed for sale$529,999
2016-05-27Sold$462,500
2016-04-20Pending sale$469,900
2016-04-09Price change$469,900
2015-11-12Price change$475,000
2015-09-03Price change$483,500
2015-07-21Price change$488,500
2015-07-01Price change$492,500
2015-05-20Price change$494,500
2015-03-13Listed for sale$498,500

For Sale by Agent

AgentDesrochers Realty Group
BrokerageeXp Realty

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