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280 McCullough Ln, Flora, MS, 39071

4beds
5baths
6,300sqft
$829,500
$132price/sqft
$5,781/moest. monthly cost
$231,240/yrincome needed

About This Home

Welcome to your dream retreat! Nestled on an fantastic 11.46 acres, this marvelous 6300+/- square foot farmhouse offers an unparalleled opportunity for a serene country living experience. From the private driveway winding through lush meadows to the charming barn and tranquil pond, this property is a true gem. Key features include: spacious farmhouse in a super private setting provides a warm and inviting atmosphere for both everyday living as well as turnkey entertaining; expansive primary suite with home office overlooking pool and private study with separate fireplace; five stall barn with office and tack room; and unmatched views of the surrounding countryside from every window. All of this in a secluded location that is still not far from essential amenities and shopping, offering the perfect balance between rural living and convenience! Call to schedule your private showing today-

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
10/10
Madison Middle SchoolGrades 6-89.6 mi
10/10
Madison Central High SchoolGrades 10-1210.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1995

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Brick,Masonite,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Cooktop,Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bookcases,Cathedral Ceiling(s),Double Vanity,Dry Bar,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Soaking Tub
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Library,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,300
  • Total interior livable area: 6,300 sqft

Property

Details

  • Parcel number: 061h340010200
  • Horse amenities: Barn,Tack Room

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Filtered,In Ground,Outdoor Pool,Vinyl
  • Patio & porch: Deck,Front Porch,Patio,Side Porch
  • Exterior features: Private Yard
  • Fencing: Barbed Wire,Cross Fenced,Perimeter,Privacy,Fenced
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Creek,Pond

Lot

  • Lot size: 11.46 Acres
  • Features: Corner Lot,Farm,Front Yard,Many Trees,Rectangular Lot,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Garage Faces Side,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,194$50,328
Home Insurance *$574$6,888
Property Taxes $428$5,136
Electricity $585$7,029
Total$5,781$69,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,205/yr
40% on housing$173,430/yr
45% on housing$154,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 39071$259
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39071$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-10Price change$829,500
2025-01-01Listed for sale$914,900
2025-01-01Listing removed$4,470,300
2024-09-10Listing removed$914,900
2024-04-09Price change$995,000
2023-10-13Listed for sale$4,470,300

For Sale by Agent

AgentAmanda P Overby
BrokerageOverby, Inc.

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