122 Breakers Ln, Ridgeland, MS, 39157
About This Home
Enjoy the best of lake living in this beautifully updated 3-bedroom, 3-bath condo overlooking the Ross Barnett Reservoir. Large windows frame peaceful water views, creating a serene backdrop for everyday living. Located in a gated community, this home offers access to a sparkling pool, clubhouse, and boat slips—perfect for weekend adventures or relaxing days on the water. Whether you're arriving by car or boat, you're just minutes from popular waterfront dining spots. With modern updates throughout and unbeatable views, this condo is the perfect blend of comfort, convenience, and Southern charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: Condo
- Property subType: Residential,Condominium
Interior
Appliances
- Appliances included: Electric Water Heater,Ice Maker,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace features: Den
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Gas
Interior Area
- Total structure area: 2,464
- Total interior livable area: 2,464 sqft
Property
Details
- Parcel number: 072h27c058/00.00
- Attached to another structure: Yes
Features
- Levels: Multi/Split
- Exterior features: Balcony,Boat Slip,Dock
- On waterfront: Yes
- Waterfront features: Boat Dock
Parking
- Total spaces: 2
- Parking features: Attached,Community Structure
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $371 | $4,452 |
| Property Taxes | $257 | $3,084 |
| Electricity | $229 | $2,749 |
| Total | $3,380 | $40,560 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $499,000 |
| 2026-07-06 | Pending sale | $499,000 |
| 2025-08-04 | Price change | $499,000 |
| 2025-05-06 | Listed for sale | $529,000 |
| 2013-11-22 | Sold | -- |
| 2013-06-12 | Listed for sale | $183,600 |
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