See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

92 Breakers Ln, Ridgeland, MS, 39157

2beds
3baths
2,200sqft
$639,000
$290price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Located at 92 Breaker Lane in Ridgeland, MS, this beautiful completely renovated 2 story ''smart home'' condominium is in the desirable Breakers Community and offers a serene lifestyle against the backdrop of the Ross Barnett Reservoir. Spanning an area that brings comfort and unbinding space, this condominium provides an ideal setting for both relaxation and entertainment. Upon entering the condominium, you will find a charming living room with a fireplace to curl up with a good book to help unwind your day. Through the open layout you enter the entertainment section. Everyone will always end up here. Complete with beverage and wine cooler, ice maker, and an enormous television and audio center. Adjacent to the living room is a gourmet kitchen that is sure to delight any chef with complete top of line appliances and designed for culinary creativity. Afterwards is the den characterized by a striking glass wall that offers unobstructed views of the mesmerizing sunsets. Next step out to your 25' x 40' foot private deck with two boat docks. The condominium boasts a massive primary bedroom that includes an office wall, making it a perfect blend of comfort and productivity. The room opens to a patio where you can unwind and take in the beautiful sunset views. The bathroom is equally impressive, featuring a separate walk-in shower and tub, adding to the space's overall luxury. One of the standout features of this property is its fantastic location. The condominium sits on the 24,000-acre Ross Barnett Reservoir, a haven for various water sports such as boating, skiing, jet skiing, paddleboarding, and kayaking. The area is also perfect for animal watching and fishing, making it an angler's dream with its diverse array of sport fish including bass, crappie, and bream. The Reservoir is even a host site for a Bass Masters Tournament, adding a touch of excitement for fishing enthusiasts. The Breakers Condominium community itself provides a tranquil retreat with a friendly neighborhood vibe, surrounded by natural beauty yet conveniently close to urban amenities. Overall, this condominium at The Breakers offers an exceptional combination of spacious luxury living, scenic beauty, and a plethora of outdoor activities right at your doorstep. Whether you're an avid adventurer or someone seeking a peaceful living environment with stunning sunset views, this property accommodates a blend of each.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
6/10
Olde Towne Middle SchoolGrades 6-83.2 mi
5/10
Ridgeland High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Free-Standing Gas Oven,Ice Maker,Range Hood,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Washer/Dryer,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bar,Beamed Ceilings,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Speed Internet,His and Hers Closets,Kitchen Island,Natural Woodwork,Open Floorplan,Pantry,Recessed Lighting,Smart Home,Smart Thermostat,Soaking Tub,Sound System,Stone Counters,Walk-In Closet(s),Wet Bar,Wired for Data
  • Window features: Aluminum Frames,Blinds,Double Pane Windows
  • Flooring: Vinyl
  • Fireplace features: Living Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 072h27c0660000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Reservoir

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$475$5,700
Property Taxes $330$3,960
Electricity $204$2,454
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 39157$155
Madison County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 39157$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$690,000
2026-01-01Listing removed$690,000
2025-09-06Price change$690,000
2024-08-31Listed for sale$780,000
2020-08-28Sold--
2020-07-03Pending sale$459,500
2020-06-21Listed for sale$459,500
2020-02-01Listing removed$438,000
2019-08-04Price change$438,000
2019-02-19Listed for sale$459,491
2017-01-22Listing removed$429,000
2016-10-24Listed for sale$429,000

For Sale by Agent

AgentAlan Jones
BrokerageEZ List, LLC

Similar Homes