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520 Heatherstone Ct, Ridgeland, MS, 39157

5beds
4baths
3,602sqft
$535,000
$149price/sqft
$3,713/moest. monthly cost
$148,520/yrincome needed

About This Home

Welcome home to this exceptional 5 bedroom, 4 bath home nestled in a very desirable gated community conveniently located in the middle of Ridgeland. This home is perfect for a large family with an expansive floor plan that offers plenty of room for everyone and then some! The heart of the home is the oversized beautiful kitchen featuring quartz countertops, stainless appliances, double ovens and an abundance of cabinets and counterspace. Enjoy visiting with your family and guests in this wonderful keeping room which offers plenty of room for your sofa as well as room for a table if needed. The primary bedroom is super spacious and has a gorgeous bathroom to match. Two large vanities with their own sink, as well as a makeup area, separate tub and walk in shower and the nicest large walk-in closet. Also downstairs is a 2nd bedroom with it's own full bath. Upstairs leads you to a sitting area and 3 great sized bedrooms, 2 full baths and a HUGE bonus room with endless possibilities! Media room, game room, playroom, office, or if you need a place for an extra bed for guests, it all works! The beautiful backyard area features a fully fenced backyard, covered patio with an extended patio area with cabana that is perfect for casual evenings or special celebrations! Some additional items to note: Kitchen cabinets have been freshly painted, front of home has plantation shutters, irrigation system, 3 car garage and a BRAND NEW ROOF! This home has it ALL!! Be ready to be wowed and make your appointment to see today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Olde Towne Middle SchoolGrades 6-81.4 mi
5/10
Ridgeland High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Stone Counters,Storage,Walk-In Closet(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 3,602
  • Total interior livable area: 3,602 sqft

Property

Details

  • Parcel number: 072i29b2040000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Slab
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$398$4,776
Property Taxes $276$3,312
Electricity $334$4,019
Total$3,713$44,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,302/yr
40% on housing$111,390/yr
45% on housing$99,013/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 39157$162
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39157$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$535,000
2019-02-12Sold--
2019-01-17Pending sale$389,000
2018-10-26Price change$389,000
2018-09-16Listed for sale$399,000

For Sale by Agent

AgentVicki Welch
BrokerageRealty ONE Group Prime

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