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140 E Semmes St, Canton, MS, 39046

3beds
3baths
3,378sqft
$299,000
$89price/sqft
$2,191/moest. monthly cost
$87,640/yrincome needed

About This Home

Step back in time and imagine the possibilities in this charming Victorian home, full of character and waiting for someone to restore it to its former glory. Situated on a spacious corner lot of approximately ¾ of an acre, this property is surrounded by beautiful, mature trees that create a picturesque setting and provide plenty of shade and privacy. A classic wraparound front porch, complete with a welcoming porch swing, invites you to slow down and enjoy peaceful mornings with a cup of coffee or relaxing evenings watching the sunset. Inside, the home offers the timeless elegance and generous room sizes often found in Victorian architecture. The main level features a formal parlor, perfect for entertaining guests, a formal dining room ready to host holiday gatherings, a comfortable den for everyday living, a kitchen with ample potential for modernization, and a full bath. Upstairs, you'll find three spacious bedrooms and two additional bathrooms, providing plenty of room for family and guests. Original details and period charm offer a wonderful foundation for someone with vision and an appreciation for historic homes. The outdoor spaces are just as appealing. The backyard boasts a large deck, ideal for cookouts and entertaining, along with a greenhouse for gardening enthusiasts and an additional patio area where you can enjoy the beauty of the surrounding landscape. While this special property does need some TLC, it presents an incredible opportunity to create something truly extraordinary. With thoughtful updates and restoration, this Victorian gem could once again become a stunning showplace that blends historic charm with modern comforts. If you've been dreaming of restoring a classic home and making it your own, or owning an Air B&B, Destination local for Weddings, Garden parties, etc. this diamond in the rough may be the perfect opportunity. The bones are here, the setting is exceptional, and the potential is endless.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Canton Elementary SchoolGrades PK-50.9 mi
2/10
Nichols Middle SchoolGrades 6-81.4 mi
4/10
Canton Public High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Conventional,Raised
  • Roof: Architectural Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,High Ceilings,Natural Woodwork
  • Flooring: Wood
  • Fireplace features: Dining Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 3,378
  • Total interior livable area: 3,378 sqft

Property

Details

  • Parcel number: 093d19c1230000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Brick,Deck,Front Porch
  • Exterior features: Balcony,Fire Pit,Other
  • Fencing: Back Yard,Chain Link,Wood

Lot

  • Lot size: 0.72 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$212$2,544
Property Taxes $154$1,848
Electricity $314$3,769
Total$2,191$26,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,120/yr
40% on housing$65,730/yr
45% on housing$58,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 39046$143
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39046$173
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$289,000
2026-06-12Listed for sale$299,000
2026-02-06Sold--
2026-01-16Pending sale$229,500
2026-01-06Price change$229,500
2025-11-26Pending sale$250,000
2025-07-15Price change$250,000
2025-05-10Price change$275,000
2025-04-01Listed for sale$325,000

For Sale by Agent

AgentLaura F Jackson
BrokerageMaselle & Associates Inc

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