1073 Ratliff Ferry Rd, Canton, MS, 39046
About This Home
Looking for privacy? This home has all the privacy you want. This charming 3-bedroom, 2-bath home situated on 6.4 acres just off the Natchez Trace Parkway, offering peaceful country living surrounded by mature trees and natural beauty. The home features an open floor plan, a spacious living room with a wood-burning fireplace, and an eat-in kitchen with a new 5-burner gas cooktop and wall oven. A separate mudroom/pantry area is currently used as additional office space. The primary suite includes an en-suite bath with a double vanity, while two additional bedrooms and a second full bath complete the layout. A sunroom with brand-new double-hung windows provides flexible space for relaxing or entertaining. Outside, enjoy the expansive acreage, including a covered outdoor entertaining area, a storage shed, and an additional covered structure. Seller improvements include a new treatment plant, new water lines to the street for public water, new windows, and more -- a great opportunity to enjoy privacy and the beauty of the countryside near the Natchez Trace. There is a pond in front of the home, but it isn't included in the 6.4 acres.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1981
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Gas Cooktop,Refrigerator
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Laminate Counters,Pantry
- Window features: Double Pane Windows,Vinyl
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Blower Fan,Electric,Living Room,Raised Hearth,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 094g260120000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: None
- Waterfront features: None
Lot
- Lot size: 6.40 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Carport,Driveway,Storage,Concrete
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,218 | $14,616 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $499 | $5,988 |
| Electricity | $192 | $2,304 |
| Total | $2,080 | $24,960 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $241,000 |
| 2026-03-11 | Listed for sale | $245,000 |
| 2025-04-19 | Listing removed | $285,000 |
| 2025-03-07 | Listed for sale | $285,000 |
| 2023-10-27 | Sold | -- |
| 2023-09-11 | Pending sale | $269,900 |
| 2023-08-10 | Contingent | $269,900 |
| 2023-07-28 | Price change | $269,900 |
| 2023-07-22 | Listed for sale | $279,900 |
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