231 Garden St, Ridgeland, MS, 39157
About This Home
This charming brick-front home in the exclusive gated community of Wheatley Gardens offers the perfect blend of southern elegance, privacy, and versatile living spaces. Welcoming curb appeal greets you with a two-car garage, mature landscaping, and a covered entry, while the interior boasts an open, airy floor plan featuring high ceilings, crown molding, ceiling fans throughout, and abundant natural light from large windows with plantation shutters. The spacious kitchen impresses with granite countertops, a breakfast bar, ample cabinetry, stainless appliances, and seamless flow into the large family room complete with a cozy fireplace—ideal for gatherings or everyday relaxation. Multiple bedrooms provide comfort and storage, including walk-in closets and luxurious bathrooms with jetted tubs, separate showers, dual vanities, and stylish tile finishes. A standout feature is the private upstairs second living space, measuring 586 square feet and accessed from the back of the house via the outdoor area for added separation and independence. This bonus area includes its own kitchenette and full bathroom, making it perfect for an in-law suite, guest quarters, teen retreat, home office, or potential rental income opportunity. Complementing this is a dedicated office space conveniently located off the expansive multi-level deck, allowing easy transitions between work and outdoor enjoyment. Step outside to discover an impressive backyard oasis: a massive deck with a covered swing porch featuring adorable Adirondack swings, multi-level redwood-style decking, stairs to the fenced yard, and peaceful views—ideal for morning coffee, evening barbecues, family playtime, or simply unwinding. The community enhances the lifestyle with serene pond and fountain areas for walks, picnic spots, and a sense of tranquility, all secured behind gated entry for peace of mind. This move-in-ready gem combines flexible living options, outdoor charm, and low-maintenance gated security in a desirable, family-friendly neighborhood—ready for your next chapter!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Microwave,Trash Compactor
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Double Vanity,Granite Counters,Open Floorplan
- Flooring: Carpet,Tile
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,875
- Total interior livable area: 1,875 sqft
Property
Details
- Parcel number: 072i30d3340000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: Back Yard
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $152 | $1,824 |
| Electricity | $192 | $2,304 |
| Total | $2,054 | $24,648 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $318,799 |
| 2026-03-24 | Price change | $349,900 |
| 2026-02-05 | Price change | $374,900 |
| 2026-01-23 | Price change | $395,000 |
| 2026-01-15 | Listed for sale | $405,000 |
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