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16299 Stemmer Ridge Rd NW, Shakopee, MN, 55379

6beds
8baths
7,253sqft
$1,350,000
$186price/sqft
$9,359/moest. monthly cost
$374,360/yrincome needed

About This Home

Spring Lake Estates delivers the lake lifestyle without lakeshore taxes or dock upkeep, with deeded association water access and Prior Lake schools. This impeccably maintained 6 bedroom, 8 bath residence offers more than 7,400 square feet and is ready for immediate occupancy. Sited against a wooded Three Rivers Park reserve, the setting brings green views to nearly every room and rare privacy to the backyard. The new owner has the option to take over a boat slip on Spring Lake, with an association maintained dock, private swimming beach and fishing pier. Each of the six bedrooms includes its own bath and walk in closet. Four bedrooms occupy the upper level, connected by an elegant breezeway. The primary suite adds four walk in closets, a dedicated laundry room and a spa inspired bath. At the center of the home, a two story great room rises to floor to ceiling windows framing the reserve. The main level also holds a private guest suite with attached bath and study space. The kitchen is built for entertaining, with stainless steel appliances, expansive granite counters, generous cabinetry, a large center island and a walk in pantry with second refrigerator. Both the kitchen and great room open to a wide deck. Below, the walkout lower level gathers a game room, family room, full wet bar, exercise room and sixth bedroom, along with a deep storage room and second laundry. Outside, stone patios anchor the yard and the view. The extra wide 3 car garage offers abundant storage. A neighborhood park sits within walking distance, and Spring Lake water access is a short golf cart ride away.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Prior Lake High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Electronic Air Filter,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Indoor Grill,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 350
  • Dimensions: 25x14

Bedroom2

  • Level: Upper
  • Area: 351
  • Dimensions: 27x13

Bedroom3

  • Level: Upper
  • Area: 297
  • Dimensions: 27x11

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom5

  • Level: Main
  • Area: 290.25
  • Dimensions: 21.5x13.5

Bedroom6

  • Level: Lower
  • Area: 216
  • Dimensions: 16x13.5

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 3
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,818
  • Finished area above ground: 5,435

Game Room

  • Level: Lower
  • Area: 747
  • Dimensions: 41.5x18

Great Room

  • Level: Main
  • Area: 437
  • Dimensions: 23x19

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,000
  • Total interior livable area: 7,253 sqft

Kitchen

  • Level: Main
  • Area: 236.5
  • Dimensions: 21.5x11

Laundry

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Office

  • Level: Main
  • Area: 175
  • Dimensions: 14x12.5

Other

  • Level: Lower
  • Area: 171
  • Dimensions: 19x9

Sitting Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 254400070
  • Zoning description: Residential-Single Family
  • Foundation area: 2700

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Covered,Deck,Enclosed,Patio,Rear Porch,Screened
  • Fencing: None
  • Waterfront features: Deeded Access,Pond

Lot

  • Lot size: 0.46 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 197 x 115 x 185 x 94

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$704$8,448
Property Taxes $1,218$14,616
Electricity $611$7,340
Total$9,359$112,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$320,880/yr
40% on housing$280,770/yr
45% on housing$249,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 55379$175
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55379$198
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$1,250,000
2026-08-07Listed for sale$1,350,000
2025-01-28Sold$1,125,000
2025-01-21Pending sale$1,199,000
2025-01-08Listed for sale$1,199,000
2024-12-17Listing removed$1,199,000
2024-10-12Listed for sale$1,199,000
2024-10-07Listing removed$1,199,000
2024-08-29Price change$1,199,000
2024-05-17Listed for sale$1,299,000
2016-11-17Sold$820,000
2009-05-11Sold$918,441

For Sale by Agent

AgentChristal Spata
BrokerageEngel & Volkers Lake Minnetonka

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