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831 Ninita St, Santa Fe, NM, 87505

3beds
2baths
1,707sqft
$1,099,000
$644price/sqft
$7,045/moest. monthly cost
$281,800/yrincome needed

About This Home

Set behind a fully enclosed adobe wall with coyote fencing, mature Aspen trees, private gated parking, and a private electric gate, this extensively upgraded and meticulously maintained 3-bedroom, 2-bath residence offers an exceptional blend of authentic Santa Fe charm, privacy, and true lock-and-leave convenience just moments from downtown. Ideally located in the Historic Guadalupe District, just a five-minute walk to the Santa Fe Railyard and Farmers Market and only one mile from the Plaza, this turnkey property offers effortless access to dining, galleries, shopping, and entertainment while maintaining a peaceful, retreat-like setting. Thoughtfully designed for comfortable living and easy entertaining, the home blends timeless Santa Fe character with modern upgrades throughout. Diamond plaster walls, skylights, mature landscaping, and classic architectural details create warmth and natural light, while premium mechanical, security, and technology upgrades provide everyday convenience. French doors open from the dining area to a shaded portal and lush garden veranda, creating seamless indoor/outdoor living. Relax beneath the mature Aspen canopy in the hot tub, gather around the outdoor wood-burning kiva fireplace, or enjoy cozy evenings by the indoor wood stove. Additional highlights include a full Sonos indoor/outdoor sound system, upgraded bathrooms with rain showers, single-level living with no interior steps, owned solar, smart home features, recently completed stucco and roof maintenance with a 4-year roof warranty, and an exceptional short-term rental history with over six years of Airbnb Superhost and Guest Favorite status. A rare turnkey Santa Fe retreat where privacy, charm, walkability, and modern convenience come together beautifully. Furnishings negotiable.

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
94
BikeBiker's Paradise

Schools

3/10
--
Santa Fe EngageGrades 9-124.8 mi

Construction

Condition

  • Year built: 1934

Materials

  • Roof: Metal,Pitched
  • Construction materials: Adobe,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Disposal,Microwave,Oven,Range,Refrigerator,Washer,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Beamed Ceilings,No Interior Steps
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Kiva,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,707
  • Total interior livable area: 1,707 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 011807616
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,501-1,750

Lot

  • Lot size: 5,662 sqft
  • Features: Drip Irrigation/Bubblers

Parking

  • Total spaces: 2
  • Parking features: Tandem

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$368$4,416
Property Taxes $972$11,664
Electricity $148$1,780
Total$7,045$84,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,542/yr
40% on housing$211,350/yr
45% on housing$187,866/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$644This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$368
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$1,099,000
2026-07-17Listed for sale$1,125,000
2026-07-14Pending sale$1,125,000
2026-07-06Listed for sale$1,125,000
2026-07-02Pending sale$1,125,000
2026-06-30Price change$1,125,000
2026-05-27Listed for sale$1,195,000
2026-01-23Price change$5,899
2025-11-06Listed for rent$6,399
2025-10-07Listing removed$6,299
2025-09-16Listed for rent$6,299
2025-09-05Listing removed$6,399
2025-05-24Price change$6,399
2025-02-11Price change$6,499
2024-10-08Price change$6,599
2024-09-10Price change$6,799
2024-09-05Price change$6,999
2024-08-29Price change$7,199
2024-08-13Price change$7,499
2024-07-30Listed for rent$7,899
2024-05-04Listing removed--
2024-04-15Price change$5,899
2024-04-08Price change$6,299
2024-03-06Price change$5,199
2024-03-04Listed for rent$5,400
2019-07-23Sold--

For Sale by Agent

AgentMonica McLin
BrokerageKeller Williams Realty

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