See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

541 Agua Fria St, Santa Fe, NM, 87501

2beds
2baths
1,895sqft
$1,100,000
$580price/sqft
$6,653/moest. monthly cost
$266,120/yrincome needed

About This Home

Walk to the Plaza and close-by restaurants and shops from the price central Guadalupe Historic District location. The Jose Rafael Roybal House is a New Mexico Regiatered Cultural Property and is classified as significant. Built in the early 1880's, the home has undergone approved renovations since that time. This single level property with no interior steps fetures thick walls, high ceilings with viags, a distinctive, large livingroom fireplace, 2 bedroom suites, in-floor radiant heat, brick floors throughout, a gated fully fenced and landscaped courtyard, and off street parking.

Getting Around

90
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

3/10
--
Santa Fe EngageGrades 9-125.3 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Adobe,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,No Interior Steps
  • Flooring: Brick
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant Floor,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,895
  • Total interior livable area: 1,895 sqft

Property

Details

  • Parcel number: 012040420
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,751-2,000

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$292$3,504
Property Taxes $651$7,812
Electricity $148$1,780
Total$6,653$79,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,102/yr
40% on housing$199,590/yr
45% on housing$177,413/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$481
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,100,000
2025-09-16Listing removed$1,100,000
2025-08-25Listed for sale$1,100,000
2018-05-22Listing removed$699,000
2018-05-02Pending sale$699,000
2018-05-02Listed for sale$699,000
2011-02-21Listing removed$530,000
2010-10-27Price change$530,000
2010-06-06Listed for sale$550,000

For Sale by Agent

AgentClaire Lange
BrokerageClaire Lange Real Estate

Similar Homes