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436 Apodaca Hl, Santa Fe, NM, 87501

2beds
1baths
1,297sqft
$725,000
$559price/sqft
$4,435/moest. monthly cost
$177,400/yrincome needed

About This Home

Nestled in one of Santa Fe’s most desirable neighborhoods, this 2-bedroom, 1-bath home sits on an exceptional 0.4-acre lot. The property offers a rare opportunity for expansion or reimagining: add a casita, build a garage, create additional living space, or design outdoor areas that fully embrace the hillside setting. The existing home features classic Santa Fe touches, including viga ceilings and a cozy rock fireplace, and is filled with natural light. The layout offers a unique footprint that invites thoughtful updates or redesign to suit modern living. Outdoors, terraced grounds provide ample room to expand while taking in beautiful views of the Sangre de Cristo Mountains and surrounding hills, and even the Jemez Mountains. Ideally located near St. John’s College, the Santa Fe Watershed, the Ski Basin, Santa Fe Preparatory School, Cristo Rey Church, and several elementary schools, with Canyon Road, galleries, shops, and the Santa Fe Plaza just minutes away.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Atalaya Elementary SchoolGrades PK-60.1 mi
6/10
Milagro Middle SchoolGrades 7-83.0 mi
--
Santa Fe EngageGrades 9-126.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Basement,Slab
  • Roof: Flat,Pitched
  • Construction materials: Adobe,Frame,Rock,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Beamed Ceilings,No Interior Steps
  • Window features: Insulated Windows
  • Flooring: Stone,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood BurningStove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s),Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,297
  • Total interior livable area: 1,297 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 012218752
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,251-1,500

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 4
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$192$2,304
Property Taxes $430$5,160
Electricity $148$1,780
Total$4,435$53,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,057/yr
40% on housing$133,050/yr
45% on housing$118,266/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$559This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$485
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$755,000
2026-03-31Price change$775,000
2026-02-11Listed for sale$799,000
2025-12-13Listing removed$750,000
2025-11-06Price change$750,000
2025-10-31Price change$800,000
2025-10-16Price change$850,000
2025-10-08Price change$899,000
2025-10-02Price change$979,000
2025-09-18Listed for sale$999,000
2024-01-18Listing removed--
2024-01-13Price change$850,000
2023-11-21Price change$875,000
2023-09-23Listed for sale$900,000

For Sale by Agent

AgentMatthew A. Tootelian
BrokerageBarker Realty, LLC

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