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920 Jefferson St APT 305, Hoboken, NJ, 07030

2beds
2baths
1,015sqft
$879,000
$866price/sqft
$5,974/moest. monthly cost
$238,960/yrincome needed

About This Home

Fabulous sun-drenched 2 bedroom/2 bath at "The Terraces"! This quiet rear-facing home with western exposure has double sliding doors from living and dining area to private over-sized terrace perfect for grilling and entertaining. Bedroom layout feature master bedroom with large walk-in closet and en-suite bathroom. Cooks kitchen includes all stainless steel appliances, maple cabinets, and granite counters. Built in 2003 this building features 2500 sqft common courtyard, elevator, and is professionally managed. If you have any questions or would like to see the unit, please reach out.

Getting Around

97
WalkingWalker's Paradise
75
TransitExcellent Transit
83
BikeVery Bikeable

Schools

5/10
Hoboken Middle SchoolGrades 6-80.4 mi
5/10
Hoboken High SchoolGrades 9-120.2 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace,1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,015
  • Total interior livable area: 1,015 sqft

Property

Details

  • Parcel number: 0500095000000021C0305
  • Other equipment: Intercom
  • Exclusions: personal

Lot

  • Features: Private Backyard

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$114$1,368
Property Taxes $1,223$14,676
Electricity $193$2,318
Total$5,974$71,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,822/yr
40% on housing$179,220/yr
45% on housing$159,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$866This listing

vs Other Active Listings

Avg $/sqft

ZIP 07030$785
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07030$1,474
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$879,000
2025-06-16Listing removed$4,200
2025-05-20Listed for rent$4,200
2022-04-15Listing removed--
2022-03-30Listed for sale$749,000
2021-08-24Listing removed--
2021-08-10Listed for rent$3,100
2019-09-11Listing removed$3,000
2019-08-22Price change$3,000
2019-07-25Listed for rent$3,200
2018-08-31Listing removed$3,000
2018-08-20Price change$3,000
2018-08-20Listing removed$739,000
2018-08-02Price change$739,000
2018-07-16Listed for rent$3,200
2018-06-04Listed for sale$749,000
2014-11-14Listing removed$2,850
2014-10-14Listed for rent$2,850
2012-08-09Listing removed$2,750
2012-07-11Price change$2,750
2012-06-29Price change$2,800
2012-05-31Listed for rent$2,850
2011-08-31Listing removed$2,750
2011-08-13Listed for rent$2,750
2008-08-01Sold$525,000

For Sale by Agent

AgentGERARD STIER
BrokerageCORCORAN SAWYER SMITH

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