See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 Alto Ln, Santa Fe, NM, 87501

2beds
2baths
1,005sqft
$767,500
$764price/sqft
$4,702/moest. monthly cost
$188,080/yrincome needed

About This Home

Just beyond the bustle of downtown Santa Fe, this artful two-bedroom adobe residence offers a rare blend of privacy, character, and effortless connection. A walled courtyard creates a tucked-away haven for morning coffee, container gardens, and entertaining. With 1,000+ square feet, this Railyard gem feels surprisingly expansive, thanks to high ceilings, generous natural light, automatic window blinds, and cool tile flooring that suits the high-desert setting. Step inside the home to discover a cozy living space with a gas stove for added ambiance. The floor-plan creates ideal separation for the two bedroom suites and features a recently renovated kitchen, a newly built primary bath, mini splits for cool air, lead-glass doors, and private courtyard with sauna. Other updates include irrigation, E/V charger and laundry in the detached garage, and updated electric. Thoughtful landscaping softens the surroundings, giving the property a sense of sanctuary without sacrificing access to the city’s cultural pulse. The neighborhood is the true delight: stroll or bike toward the historic Plaza for galleries, restaurants, music, and markets, then return to a quieter lane with an intimate residential feel. The Santa Fe Depot Rail Runner Station is also nearby, bringing convenient regional travel within easy reach. Compact yet full of atmosphere, this home is ideal for low-maintenance living, a weekend escape, or a distinctive Santa Fe pied-à-terre.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

3/10
--
Santa Fe EngageGrades 9-125.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Flat,Pitched
  • Construction materials: Adobe,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Water Heater,Washer,TanklessWater Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Beamed Ceilings,No Interior Steps,Sauna
  • Flooring: Brick,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Stove
  • Cooling features: Ductless,Refrigerated

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 012444544
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,001-1,250

Lot

  • Lot size: 3,049 sqft
  • Features: Drip Irrigation/Bubblers

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,880$46,560
Home Insurance *$204$2,448
Property Taxes $470$5,640
Electricity $148$1,780
Total$4,702$56,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,211/yr
40% on housing$141,060/yr
45% on housing$125,386/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$764This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$485
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$767,500
2017-05-26Sold--

For Sale by Agent

AgentNatalie Rivera Benavent
BrokerageBarker Realty, LLC

Similar Homes