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108 Finch Rd, Ringwood, NJ, 07456

5beds
6baths
--sqft
$1,399,900
--price/sqft
$10,283/moest. monthly cost
$411,320/yrincome needed

About This Home

Welcome to this extraordinary custom Colonial where timeless architecture, refined craftsmanship, and breathtaking mountain views create an exceptional living experience. A circular paver driveway leads to the stately home with an attached three-car garage and a grand two-story foyer featuring a dramatic dual bridal staircase, soaring ceilings, and exquisite custom millwork throughout. Designed for elegant entertaining and everyday living, the spacious floor plan offers formal living and dining rooms, a private media room with projector, and a chef's kitchen featuring granite countertops and premium Viking stainless steel appliances. The luxurious primary suite boasts tray ceilings, a private sitting room or office, an oversized walk-in closet, and a spa-like bath. Three additional bedroom suites, each with a private en-suite bath, provide exceptional comfort and privacy. A convenient second-floor laundry room completes the upper level. The full unfinished walkout basement offers endless possibilities for future living space, while the picturesque mountain views and mature landscaping provide a peaceful, private setting. Combining quality craftsmanship, an exceptional layout, and a stunning natural backdrop, this remarkable home offers luxury living at its finest.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Central Vacuum,Gas Cooktop,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Refrigerator,Self Cleaning Oven,Wall Oven(s) - Gas,Washer,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),High Ceilings,Sound System,Walk-In Closet(s),Central Vacuum,In-Law Floorplan
  • Window features: Blinds
  • Flooring: Carpet,Marble,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Zoned,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry

Master Bathroom

  • Features: Bidet,Stall Shower

Property

Details

  • Parcel number: 2511007510004000020005
  • Other equipment: Generator-Hookup,Intercom

Features

  • Patio & porch: Patio
  • Exterior features: Underground Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Metal Fence

Lot

  • Lot size: 1.33 Acres
  • Lot size dimensions: 1.332 AC

Parking

  • Total spaces: 3
  • Parking features: 2 Car Width,Circular Driveway,Paver Block,Attached Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$376$4,512
Property Taxes $2,636$31,632
Electricity $193$2,318
Total$10,283$123,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,560/yr
40% on housing$308,490/yr
45% on housing$274,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07456$408
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07456$275
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,399,900
2014-10-30Sold$805,000
2014-08-06Price change$849,900
2014-06-18Listed for sale$895,000
2012-06-13Listing removed$674,900
2012-06-06Listed for sale$674,900
2012-05-04Sold$640,000
2011-11-05Listing removed$674,900
2011-10-22Price change$674,900
2011-09-21Price change$699,900
2011-08-18Price change$739,900
2011-07-20Price change$749,888
2011-05-26Listed for sale$849,900
2005-06-23Sold$1,192,526
2004-08-30Sold$250,000

For Sale by Agent

AgentShawn Anen
BrokerageKeller Williams Prosperity Realty

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