See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

428 Beach 65th St, Far Rockaway, NY, 11692

6beds
7baths
2sqft
$1,299,000
$649,500price/sqft
$8,243/moest. monthly cost
$329,720/yrincome needed

About This Home

Location, Location, Location. Enjoy the charm of a peaceful neighborhood while being just minutes from the beautiful beaches of Far Rockaway. Create your own personal oasis and still have access to transportation, shopping, and more. This 2-family in the Arverne, NY Area; is set on a quiet block. This Fully detached brick house, with Bright, has windows all around, wood floors, and flexible living spaces across all levels. The property will be delivered Vacant. First Floor: 3 bedrooms, 2 full baths (one ensuite), dishwasher, private patio access, separate heat and hot water, tenant pays utilities. Second Floor (Owner's Unit): 3 bedrooms, 2 baths (one ensuite), open kitchen and dining, dishwasher, in-unit washer/dryer. Owner can chose to occupy first floor, if you'd like to also occupy space in the basement for family members, with movement between interior stairs, or close off to create separate spaces Finished Basement: 3 rooms, 3 ensuite bathrooms. Live + Earn Potential, Ideal for homeowners looking to offset their mortgage with rental income or investors seeking a high-demand multi-family property. modern conveniences, and multiple income possibilities. This house is designed for comfort and flexibility. This is more than a home-it's a lifestyle upgrade with income and flexibility built in. Schedule your private showing today and see the potential for yourself!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
Ps Ms 42 R VernamGrades PK-80.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Brick,Brick Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(3),Bathrooms(3)

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 7

Features

  • Laundry
  • Flooring: Hardwood,Tile
  • Finished area above ground: 2

Heating & Cooling

  • Heating features: Gas,Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2
  • Total interior livable area: 2 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 16038001401
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Deck
  • Frontage length: 0

Lot

  • Lot size: 4,000 sqft
  • Features: Near Bus,Near Train

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$618$7,416
Property Taxes $811$9,732
Electricity $246$2,954
Total$8,243$98,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,617/yr
40% on housing$247,290/yr
45% on housing$219,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649,500This listing

vs Other Active Listings

Avg $/sqft

ZIP 11692$414
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11692$373
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Listed for sale$1,399,000
2026-03-31Listing removed$1,399,000
2025-09-18Listed for sale$1,399,000
2025-09-08Listing removed$1,399,000
2025-04-14Listed for sale$1,399,000

For Sale by Agent

AgentRudolph Walker
BrokerageSAINT WALKER REALTY INC

Similar Homes