




428 Beach 65th St, Far Rockaway, NY, 11692
About This Home
Location, Location, Location. Enjoy the charm of a peaceful neighborhood while being just minutes from the beautiful beaches of Far Rockaway. Create your own personal oasis and still have access to transportation, shopping, and more. This 2-family in the Arverne, NY Area; is set on a quiet block. This Fully detached brick house, with Bright, has windows all around, wood floors, and flexible living spaces across all levels. The property will be delivered Vacant. First Floor: 3 bedrooms, 2 full baths (one ensuite), dishwasher, private patio access, separate heat and hot water, tenant pays utilities. Second Floor (Owner's Unit): 3 bedrooms, 2 baths (one ensuite), open kitchen and dining, dishwasher, in-unit washer/dryer. Owner can chose to occupy first floor, if you'd like to also occupy space in the basement for family members, with movement between interior stairs, or close off to create separate spaces Finished Basement: 3 rooms, 3 ensuite bathrooms. Live + Earn Potential, Ideal for homeowners looking to offset their mortgage with rental income or investors seeking a high-demand multi-family property. modern conveniences, and multiple income possibilities. This house is designed for comfort and flexibility. This is more than a home-it's a lifestyle upgrade with income and flexibility built in. Schedule your private showing today and see the potential for yourself!
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Asphalt
- Construction materials: Masonry - Brick,Brick Siding
Notable Dates
- Major remodel year: 2015
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer
Basement
- Has basement: Yes
- Basement: Full,Finished,Bedrooms(3),Bathrooms(3)
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 7
Features
- Laundry
- Flooring: Hardwood,Tile
- Finished area above ground: 2
Heating & Cooling
- Heating features: Gas,Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2
- Total interior livable area: 2 sqft
Kitchen
- Features: Open
Property
Details
- Parcel number: 16038001401
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Deck
- Frontage length: 0
Lot
- Lot size: 4,000 sqft
- Features: Near Bus,Near Train
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $618 | $7,416 |
| Property Taxes | $811 | $9,732 |
| Electricity | $246 | $2,954 |
| Total | $8,243 | $98,916 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Listed for sale | $1,399,000 |
| 2026-03-31 | Listing removed | $1,399,000 |
| 2025-09-18 | Listed for sale | $1,399,000 |
| 2025-09-08 | Listing removed | $1,399,000 |
| 2025-04-14 | Listed for sale | $1,399,000 |
