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669 Hay River St, Garner, NC, 27529

4beds
3baths
2,522sqft
$425,000
$169price/sqft
$2,904/moest. monthly cost
$116,160/yrincome needed

About This Home

Welcome to **669 Hay River Drive**, where a welcoming neighborhood and a flexible floor plan come together to fit today's lifestyle. Featuring **4 bedrooms** and versatile flex spaces, this home easily adapts to your needs—whether you envision a home office, playroom, gym, or guest suite. Enjoy the sense of community while remaining just minutes from shopping, dining, parks, and commuter routes. With room to grow and spaces that evolve with you, this home offers the flexibility every buyer is looking for. Come experience why this Garner neighborhood is the perfect place to call home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Creech Road ElementaryGrades PK-51.0 mi
3/10
North Garner MiddleGrades 6-81.4 mi
5/10
Garner HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame, Colonial, Craftsman, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,High Ceilings,Laminate Counters,Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,522
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 2,522
  • Total interior livable area: 2,522 sqft

Property

Details

  • Parcel number: 172105098838000 0323805
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Balcony
  • Has view: Yes

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$154$1,848
Property Taxes $367$4,404
Electricity $234$2,818
Total$2,904$34,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,565/yr
40% on housing$87,120/yr
45% on housing$77,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$425,000
2026-06-19Listing removed--
2026-06-15Price change$495,000
2026-06-09Price change$515,000
2026-06-04Price change$525,000
2026-05-19Price change$500,000
2026-05-17Listed for sale$624,000
2017-01-19Sold$210,000
2008-03-26Sold$186,000
2007-02-19Sold$173,351
2005-12-22Sold$203,000

For Sale by Agent

AgentSamantha Harding
BrokerageTHE AVALON REALTY GROUP LLC

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