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49 Steuben St, Staten Island, NY, 10304

3beds
2baths
750sqft
$365,000
$487price/sqft
$2,506/moest. monthly cost
$100,240/yrincome needed

About This Home

49 Steuben st, 10304; Charming detached single-family home featuring 3 bedrooms and 1.5 baths, perfect for comfortable living. Enjoy a bright and inviting layout with ample natural light throughout. The property includes a private driveway, offering convenient off-street parking. Located in a desirable neighborhood close to shopping, transportation, and local amenities, this home is an excellent opportunity for buyers seeking convenience and value. Move right in or customize to your taste! Asking 365k.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
Ps 57 Hubert H HumphreyGrades PK-50.2 mi
6/10
Is 49 Bertha A DreyfusGrades 6-80.7 mi
4/10
New Dorp High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Units

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 028830020
  • Zoning: R3A

Features

  • Stories: 2

Lot

  • Lot size: 1,306 sqft
  • Features: Back Yard
  • Lot size dimensions: 25 x 50

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$148$1,776
Property Taxes $267$3,204
Electricity $246$2,954
Total$2,506$30,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,920/yr
40% on housing$75,180/yr
45% on housing$66,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 10304$487
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10304$447
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$365,000
2026-03-25Listing removed$399,000
2026-02-05Listed for sale$399,000
2025-12-16Listing removed$399,000
2025-12-01Listed for sale$399,000
2006-10-17Sold$263,940
2006-08-09Sold$100,000

For Sale by Agent

AgentNjoek Kong Tjon
BrokerageAshford Homes LLC

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