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3630 N Heartwood Rd, Amelia, OH, 45102

4beds
3baths
2,286sqft
$250,000
$109price/sqft
$1,871/moest. monthly cost
$74,840/yrincome needed

About This Home

This is a foreclosure auction. Min. Bid $250,000. Bidding opens on July 7, 2026 at 9am. Bidding closes on July 14, 2026 at 2pm. Discover this truly exceptional 4-bedroom, 3-bath home offering space, style, and standout features throughout. The inviting layout welcomes you with an open foyer and beautiful wide-plank bamboo flooring across the main level. Gather around the stunning ceramic gas fireplace or enjoy the versatility of the finished basement complete with a convenient half bath. Car enthusiasts and hobbyists will appreciate the attached 16' x 8' workshop just off the garage - perfect for projects or extra storage. Step outside to your own private retreat featuring an in-ground pool, ideal for relaxing or entertaining. This remarkable home blends comfort, functionality, and thoughtful details at every turn. No interior access. Do not trespass or disturb the homeowner or occupant! It is a crime to trespass on the property. Register your bid now!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Amelia Elementary SchoolGrades PK-50.6 mi
5/10
6/10
West Clermont High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt
  • Construction materials: Brick Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,286

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 2,286 sqft

Property

Details

  • Parcel number: 000000004.000000C202.000
  • Lease amount: 0
  • Special condition: In Foreclosure

Features

  • Frontage length: 0

Lot

  • Lot size: 0.28 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$100$1,200
Property Taxes $262$3,144
Electricity $245$2,942
Total$1,871$22,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,148/yr
40% on housing$56,130/yr
45% on housing$49,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 45102$184
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45102$175
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-05-24Sold$239,900
2019-03-22Pending sale$239,900
2019-03-15Listed for sale$239,900
2003-09-29Sold$183,300

Unknown Listed By

AgentBeth Rose
BrokerageBeth Rose Real Estate and Auctions

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