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5224 Terrace Trace Ct, Milford, OH, 45150

4beds
4baths
3,792sqft
$570,000
$150price/sqft
$4,106/moest. monthly cost
$164,240/yrincome needed

About This Home

Beautifully updated brick home in desirable Terrace Ridge offering nearly 3,800 sq ft of finished living space! The open floor plan features hardwood floors, a private first-floor study, formal dining room, and a spacious family room with a gas fireplace and wall of windows overlooking the private, wooded backyard. The remodeled kitchen boasts quartz countertops, abundant cabinetry, pantry, and a bright breakfast room with walkout to the paver patioperfect for entertaining. Upstairs, the oversized primary suite offers a luxurious adjoining bath and walk-in closet, along with three additional generous bedrooms. The finished lower level provides a large recreation area, half bath, and plenty of storage. Additional highlights include first-floor laundry/mudroom, oversized 2-car garage, and a beautifully landscaped .29-acre lot. Located in the Milford School District with community pool and amenities, convenient to shopping, dining, parks, and highways. Move-in ready!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Milford Sr High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Vinyl Floor

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bathroom4

  • Features: Partial
  • Level: Basement

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 182

Bedroom4

  • Level: Second
  • Area: 90

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Built-in Features,WW Carpet
  • Level: First
  • Area: 208

Family Room

  • Features: Wall-to-Wall Carpet
  • Area: 190

Features

  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,792
  • Total interior livable area: 3,792 sqft

Kitchen

  • Features: Planning Desk,Quartz Counters,Walkout,Gourmet,Kitchen Island,Wood Floor
  • Area: 247

Living Room

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Area: 180

Master Bathroom

  • Features: Shower,Double Vanity,Tub

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 336

Office

  • Features: Wall-to-Wall Carpet,French Doors
  • Level: First
  • Area: 132

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 393109C103
  • Zoning description: Residential
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Electric,Invisible
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.29 Acres
  • Features: Wooded,Less than .5 Acre
  • Lot size dimensions: 92 x 150

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$220$2,640
Property Taxes $598$7,176
Electricity $406$4,880
Total$4,106$49,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,777/yr
40% on housing$123,180/yr
45% on housing$109,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 45150$187
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45150$191
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$550,000
2026-08-06Listed for sale$550,000
2026-08-06Listing removed$570,000
2026-07-31Price change$570,000
2026-07-26Listed for sale$589,000
2020-07-10Sold$370,000
2020-06-05Pending sale$379,900
2020-05-08Listed for sale$379,900
2015-03-20Sold$310,000
2015-02-24Pending sale$324,900
2015-01-15Price change$324,900
2014-12-16Listed for sale$329,000
2004-11-23Sold$317,400

For Sale by Agent

AgentRandi Winterhalt
BrokerageKeller Williams Distinctive RE

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