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1181 Winchester Dr, Troy, OH, 45373

5beds
3baths
3,061sqft
$359,900
$118price/sqft
$2,633/moest. monthly cost
$105,320/yrincome needed

About This Home

ALL NEW Carpet!!! Discover a harmonious blend of classic charm and modern comfort in this exquisite two-story residence, ideally situated in the welcoming community of Troy, OH. This captivating home offers an expansive 2,218 square feet of meticulously designed living space, promising an exceptional lifestyle for its new occupants. The property is thoughtfully laid out to maximize both privacy and communal enjoyment, making it perfect for both quiet evenings and lively gatherings. Its generous lot, spanning 0.23 acres, provides ample outdoor space for recreation and relaxation, complementing the inviting interiors. Step inside to find five generously sized bedrooms and two and a half baths, providing abundant accommodation and convenience for everyone. Each space within this residence has been carefully curated to offer comfort and style, from the tranquil bedrooms to the ample recreation areas in the lower level. The neighborhood itself enhances the appeal, boasting a friendly atmosphere and convenient access to local amenities that cater to a variety of needs and interests. This home truly offers a unique opportunity to embrace a vibrant community lifestyle in a property designed for contemporary living. Experience the perfect balance of serenity and accessibility at this remarkable address. No contingent offers, please. The irrigation system is not warranted.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Troy High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 9

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 16 x 13

Entry Foyer

  • Level: Main
  • Dimensions: 8 x 5

Features

  • Wet Bar,Ceiling Fan(s),Jetted Tub,Kitchen Island,Kitchen/Family Room Combo,Pantry,Remodeled,Bar,Walk-In Closet(s)

Game Room

  • Level: Basement
  • Dimensions: 24 x 13

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,061
  • Total interior livable area: 3,061 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 14

Laundry

  • Level: Second
  • Dimensions: 14 x 5

Living Room

  • Level: Main
  • Dimensions: 13 x 11

Loft

  • Level: Second
  • Dimensions: 20 x 14

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 13

Other

  • Level: Basement
  • Dimensions: 9 x 7

Other

  • Level: Basement
  • Dimensions: 6 x 12

Recreation

  • Level: Basement
  • Dimensions: 27 x 13

Utility Room

  • Level: Basement
  • Dimensions: 13 x 5

Property

Details

  • Parcel number: D08103702
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio,Storage

Lot

  • Lot size: 9,931 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$178$2,136
Property Taxes $308$3,696
Electricity $328$3,939
Total$2,633$31,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,274/yr
40% on housing$78,990/yr
45% on housing$70,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 45373$181
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45373$166
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$359,900
2026-07-09Price change$359,900
2026-05-11Listed for sale$370,000
2026-05-05Listing removed$370,000
2026-04-09Price change$370,000
2026-04-07Listed for sale$388,000
2026-04-05Listing removed$388,000
2026-02-17Price change$388,000
2025-12-11Listed for sale$400,000
2022-10-06Sold$330,000
2022-08-26Pending sale$330,000
2022-08-23Listed for sale$330,000
2015-06-19Sold$200,000
2012-09-05Sold$164,500
2012-07-28Price change$169,900
2012-05-17Price change$177,500
2012-03-28Listed for sale$184,900
2002-11-05Sold$173,403
AgentCharlotte Delcamp
BrokerageBerkshire Hathaway HomeServices Professional Realty

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