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435 Springs Blvd, Springboro, OH, 45066

3beds
3baths
2,009sqft
$485,000
$241price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Motivated Seller! Welcome to this beautiful 3-bedroom, 3 full-bath 1 and half story home located in the Springs subdivision! Designed for convenient main-floor living, this home features a spacious primary suite with an ensuite bath offering a relaxing soaking tub, separate walk-in shower, and direct access to the screened-in porch. A second bedroom and full bath are also located on the main level. Upstairs, you'll find a third bedroom, a versatile loft, and an additional full bathroom—perfect for guests, a home office, or extra living space. The vaulted living room features a cozy gas fireplace, creating a warm and inviting focal point. The semi-open floor plan has both a formal dining area and an eat-in kitchen. Enjoy relaxing in the screened-in porch with skylights then step outside to the adjoining brick patio—an ideal space for entertaining or unwinding. Additional features include a side-entry garage and numerous updates completed since current owner bought in 2025, including new flooring, new kitchen appliances, and new 18-inch-height toilets. This well-maintained home offers the perfect blend of comfort, functionality, and a layout designed for everyday living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Five Points ElementaryGrades 2-51.5 mi
9/10
Springboro High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Brick,Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedroom

  • Level: Second
  • Dimensions: 19 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 11 x 11

Dining Room

  • Level: Main
  • Dimensions: 18 x 11

Features

  • Ceiling Fan(s),Granite Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,009 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 10

Laundry

  • Level: Main
  • Dimensions: 9 x 5

Living Room

  • Level: Main
  • Dimensions: 22 x 15

Loft

  • Level: Second
  • Dimensions: 23 x 12

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 12

Screened Porch

  • Level: Main
  • Dimensions: 15 x 10

Property

Accessibility

  • Accessibility features: Hand Rails

Details

  • Parcel number: 04033340050
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 0.22

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$187$2,244
Property Taxes $493$5,916
Electricity $215$2,585
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 45066$208
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45066$178
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$470,000
2026-08-03Price change$485,000
2026-07-26Listed for sale$495,000
2025-05-02Sold$469,000
2025-04-20Contingent$460,000
2025-04-20Pending sale$460,000
2025-04-11Listed for sale$460,000
2019-05-03Sold$295,000
2019-03-28Pending sale$299,000
2019-01-05Listing removed$2,100
2019-01-04Price change$2,100
2018-11-17Listed for rent$2,200
2018-10-30Price change$299,000
2018-09-13Listed for sale$310,000
2018-09-04Pending sale$310,000
2018-07-13Listed for sale$310,000
2017-10-13Listing removed$310,000
2017-07-26Price change$310,000
2017-07-11Price change$325,000
2017-05-25Listed for sale$340,000
2016-08-25Listing removed$319,000
2016-08-23Listed for sale$319,000
2015-01-06Listing removed$319,000
2014-12-19Listed for sale$319,000
2008-05-16Listing removed$380,000
2008-04-11Listed for sale$380,000
2004-07-15Sold$424,466

For Sale by Agent

AgentVikki Stickelman
BrokerageLuma Realty

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