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1145 SW Cypress St Unit 112, McMinnville, OR, 97128

2beds
2baths
1,225sqft
$135,000
$110price/sqft
$1,091/moest. monthly cost
$43,640/yrincome needed

About This Home

1,152sq ft, 2-bedroom 2 bath Silver Crest Mfg. home located in family community. Current owners updated home for peace of mind of worry-free ownership with purchased 2021. Newer roof added vinyl double pane windows, newer hot water heater. Newer Heat Pump for air conditioning in summer and lower heating cost in winter. Nonsmoker's home with freshly painted exterior and interior. Small section missing to make an enclosed chain linked fenced in back yard for dog. Side by side parking with 12 x 19 shed with electricity. Covered carport entrance to front door. Covered front deck. Wood laminate flooring through main living and bedrooms. Vinyl flooring in kitchen, utility room and bathrooms. 6" exterior walls tape and textured walls with new vinyl windows. All kitchen appliances, glass top stove, dishwasher, large utility room for standard washer and dryer, pantry. Large walk in master shower, large master bedroom with full length closest. Move in ready. 15-25 yr Financing available on approved credit.

Getting Around

21
WalkingCar-Dependent
18
TransitMinimal Transit
55
BikeBikeable

Schools

4/10
8/10
Duniway Middle SchoolGrades 6-81.0 mi
9/10
Mcminnville High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: T-11 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,225

Heating

  • Heating features: Electric,Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Kitchen

  • Features: Galley

Property

Details

  • Parcel number: M00266472
  • On leased land: Yes
  • Lease amount: 995

Features

  • Patio & porch: Deck

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$32$384
Property Taxes $201$2,412
Electricity $176$2,119
Total$1,091$13,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,405/yr
40% on housing$32,730/yr
45% on housing$29,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$232
Yamhill County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$135,000
2021-03-09Listing removed--
2021-02-27Listed for sale$83,500

For Sale by Agent

AgentMarjorie Baker
BrokerageNW HomeBuyers net LLC

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