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3226 Rufina St, Santa Fe, NM, 87507

3beds
2baths
11,440sqft
$3,041,053
$266price/sqft
$18,836/moest. monthly cost
$753,440/yrincome needed

About This Home

Located near Meow Wolf, The community contains a range of units from small one bedrooms, averaging 432 sf to larger two bedroom units at 620sf. The lower floor units have a secure, double loaded corridor and the ground floor and upstairs units have their own private entrances. The property contains a common laundry room. The owner has furnished a couple of the smaller units to appeal to the traveling nurses/professional market. If you want to pay all cash, or obtain a new loan, the price is $3,041,153 - a 6.37% cap rate at the current average rents of $1,117, the measure of investment performance include a price per unit of $132,220, a price per square foot of $265.83 a GRM of 9.86 and a cap rate of 6.37%

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
Salazar Elementary SchoolGrades PK-61.4 mi
6/10
Milagro Middle SchoolGrades 7-82.8 mi
--
Santa Fe EngageGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Construction materials: Frame,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 11,440
  • Total interior livable area: 11,440 sqft

Property

Details

  • Parcel number: 016010324
  • Zoning description: R-2

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,377$184,524
Home Insurance *$849$10,188
Property Taxes $1,797$21,564
Electricity $813$9,760
Total$18,836$226,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$645,805/yr
40% on housing$565,080/yr
45% on housing$502,293/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$283
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$3,041,053
2025-09-06Listed for sale$3,041,153
2025-08-30Pending sale$3,041,153
2025-06-17Price change$3,041,053
2025-06-17Listed for sale$3,041,153
2022-10-01Listing removed--
2022-04-08Pending sale$3,264,252
2021-10-20Listed for sale$3,264,252
2018-03-05Listing removed$2,075,000
2017-10-18Listed for sale$2,075,000
2016-07-12Listing removed$995,000
2015-09-05Price change$995,000
2015-08-14Listed for sale$1,150,000
2015-06-27Listing removed$1,150,000
2015-01-29Price change$1,150,000
2014-05-08Listed for sale$1,250,000

For Sale by Agent

AgentTodd D Clarke
BrokerageNM Apartment Advisors, Inc.

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