975 Indian Ridge Rd, Santa Fe, NM, 87501
About This Home
975 Indian Ridge offers a rare chance to craft a personalized masterpiece on one of Santa Fe’s most scenic ridges. This 2-bedroom, 2-bathroom home features an additional office/flex space, located at the end of the cul-de-sac. The heart of the home is the expansive living area, anchored by a classic stone-faced fireplace and framed by large picture windows that showcase breathtaking panoramic views. Step out onto the upstairs balcony to soak in the high-desert sun and Santa Fe’s legendary sunsets. While the property requires new stucco, some maintenance and a few repairs, it serves as the perfect canvas for a visionary buyer or investor looking to build equity in a prime location.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Slab
- Roof: Bitumen,Flat
- Construction materials: Frame,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Pueblo
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: See Remarks
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Interior Steps
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Hot Water,Radiant Floor
- Cooling features: None
Interior Area
- Total structure area: 2,493
- Total interior livable area: 2,493 sqft
Property
Accessibility
- Accessibility features: Not ADA Compliant
Details
- Parcel number: 019100601
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Living area range: 2,001-2,500
Lot
- Lot size: 1.29 Acres
Parking
- Total spaces: 8
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Fe County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,828 | $57,936 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $560 | $6,720 |
| Electricity | $177 | $2,126 |
| Total | $5,819 | $69,828 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $955,000 |
View on Zillow