4439 Spencer St, Houston, TX, 77007
About This Home
Rare Inner Loop find with NO HOA! This turn-key single-family home offers unparalleled central access to Downtown, the Medical Center, and the Galleria. Fully painted inside and out within the last 6 months, the home feels crisp, modern, and completely refreshed. The main level features high ceilings, a half bath, and an eat-in kitchen fully equipped with stainless steel appliances, including the refrigerator and dishwasher. Standout features include a fully fenced perimeter, and this home is the only one with a private back patio—creating an exclusive, secure footprint for outdoor entertaining and pets. Upstairs, a large laundry room is conveniently located next to the bedrooms. The primary suite serves as a true retreat, boasting a generous walk-in closet, double vanities, a separate shower, and a deep Roman tub. Complete with a 1-car attached garage and rare additional private parking. Low-maintenance urban living with maximum privacy!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Refrigerator,Microwave,Electric Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedroom
- Level: Second
- Area: 107.4306
- Dimensions: 10'10" x 9'11"
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,All Bedrooms Up
- Flooring: Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,254
- Total interior livable area: 1,254 sqft
Kitchen
- Level: First
- Area: 111.7708
- Dimensions: 12'1" x 9'3"
Living Room
- Level: First
- Area: 185.5417
- Dimensions: 12'2" x 15'3"
Other
- Level: First
- Area: 27.75
- Dimensions: 4'6" x 6'2"
Other
- Level: First
- Area: 65.0903
- Dimensions: 8'7" x7'7"
Other
- Level: Second
- Area: 37.6042
- Dimensions: 4'9" x 7'11'
Primary Bath
- Level: Second
- Area: 82.1528
- Dimensions: 7'7" x 10'10"
Primary Bedroom
- Level: Second
- Area: 172.5694
- Dimensions: 14'7" x 11'10"
Utility Room
- Level: Second
- Area: 49.875
- Dimensions: 9'6" x 5'3"
Property
Details
- Parcel number: 1249190010004
Features
- Stories: 2
- Patio & porch: Porch
- Fencing: Back Yard,Full
Lot
- Lot size: 1,594 sqft
- Features: Other,Subdivided,0 Up To 1/4 Acre
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $677 | $8,124 |
| Electricity | $238 | $2,859 |
| Total | $3,072 | $36,864 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $363,900 |
| 2026-08-10 | Listing removed | $379,900 |
| 2026-06-06 | Listed for sale | $379,900 |
| 2024-02-15 | Listing removed | -- |
| 2024-01-26 | Pending sale | $345,000 |
| 2023-12-16 | Listed for sale | $345,000 |
| 2023-11-27 | Pending sale | $345,000 |
| 2023-11-22 | Listed for sale | $345,000 |
| 2023-11-16 | Pending sale | $345,000 |
| 2023-11-09 | Listed for sale | $345,000 |
| 2017-08-02 | Listing removed | $298,500 |
| 2017-07-05 | Pending sale | $298,500 |
| 2017-05-10 | Listed for sale | $298,500 |
| 2016-03-20 | Listing removed | $2,150 |
| 2016-02-23 | Price change | $2,150 |
| 2016-02-07 | Price change | $2,200 |
| 2016-01-26 | Listed for rent | $2,300 |
| 2013-10-04 | Sold | -- |
| 2013-08-30 | Listed for sale | $247,500 |
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