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4949 Calle Pico, Santa Fe, NM, 87507

6beds
4baths
2,066sqft
$499,000
$242price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Versatile main house plus attached guesthouse (duplex configuration) on 0.50 acres at 4949 Calle Pico. This unique property offers flexibility for multi-generational living, rental income, or extended guest accommodations. All with separate fenced outdoor spaces for added privacy. The main house (1,144 sq ft) features 4 bedrooms and 2 baths with a spacious, functional layout. A large fenced backyard provides ample room for entertaining, pets, or gardening. The attached guesthouse (922 sq ft) offers 2 bedrooms and 2 baths with a thoughtful split-level design. Three steps down lead to the kitchen, second bedroom, second bath, and a dedicated laundry room. Its private fenced yard enhances comfort and independence. With generous outdoor space and multiple living options, this property presents a rare opportunity for buyers seeking flexibility, income potential, or room to grow...all on a half-acre lot.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
4/10
Capital High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Pitched

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Interior Steps

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,066
  • Total interior livable area: 2,066 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 053997300
  • Zoning: R-1, 2, 3, 4, 5, 6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,001-1,250

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 5
  • Parking features: Direct Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$139$1,668
Property Taxes $294$3,528
Electricity $148$1,780
Total$3,104$37,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$284
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$550,000
2026-01-21Listed for sale$600,000

For Sale by Agent

AgentAndrea F. Lucero
BrokerageBarker Realty, LLC

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