20262 Kiawah Island Dr, Ashburn, VA, 20147
About This Home
Welcome home to this beautiful 'Somerset' model with main level office room on a .32 acre lot with over 6,000 Sq ft of living area in coveted Belmont Country Club community. The inviting two story foyer with curved staircase greets you as you enter this home & leads to the elegant living room & formal dining room . The gourmet kitchen features a large center island, walk-in pantry, granite & large breakfast room . Grand two-story family room with wall of windows, cozy fireplace & rear staircase. Sought after main level office and 3 Car Garage. The upper level features 4 bedrooms with ample closet space & two full baths and spacious master suite with luxurious bath with separate shower, soaking tub, dual vanities & two walk-in closets. The expansive walk-up finished lower level offers incredible entertainment space including a large recreation room, game area, exercise room, TV watching area, 4th full bath & storage. The outdoor living space offers a large deck all overlooking the large rear yard. The monthly HOA Fee includes lawn mowing, high speed internet, cable TV, trash removal, community swimming pool, playground & more. This home is conveniently located nearly local dining, shopping, entertainment & commuter routes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Concrete Perimeter
- Construction materials: Masonry
Other
- Builder model: SOMERSET
- Builder name: TOLL BROTHERS
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Basement
- Area: 1875
Basement
- Has basement: Yes
- Basement: Full,English,Finished,Heated,Improved,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Breakfast Area,Kitchen Island,Dining Area
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,875
- Finished area above ground: 4,201
Heating & Cooling
- Heating features: Other
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 6,076
- Total interior livable area: 6,076 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 115296501000
- Zoning: PDH4
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 3
- Parking features: Garage Faces Side,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,078 | $84,936 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $939 | $11,268 |
| Electricity | $585 | $7,022 |
| Total | $8,838 | $106,056 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $1,399,900 |
| 2026-07-08 | Price change | $1,429,900 |
| 2026-06-19 | Listed for sale | $1,449,900 |
| 2026-04-15 | Sold | $700,000 |
| 2005-10-17 | Sold | $929,945 |
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