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20441 Scioto Ter, Ashburn, VA, 20147

3beds
3baths
1,718sqft
$544,950
$317price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Welcome home to 20441 Scioto Terrace! Located in the highly sought after Belmont Land Bay, positioned within the exclusive Belmont Country Club community. This bright, modern townhouse has 1,718 sqft of finished living accommodation over 3 levels and has been well maintained throughout. The large front windows allow plenty of natural light to enter the main level of the home, accentuating the spacious and versatile family and dining room. The home has 3 bedrooms, 2 bathrooms, 1 half bathroom, a spacious kitchen with gleaming granite countertops and plenty of strorage options. This level provides access to a large updated rear deck that benefits from the serenity and privacy of a lush wooded area. The upper level boasts 2 large bedrooms with vaulted ceilings , both with walk-in closets and a large family bathroom with double sink vanities and linen closet. The lower level showcases bedroom 3, or a private office if you prefer, a full bathroom, laundry room and access to the gargae. This level also provides access to a private rear yard. The home has been professionally cleaned—making it truly turnkey! Conveniently located just off Claiborne Pkwy with very easy access to route 7, 28, Dulles Greenway, Ashburn Silver Line Metro Station and Dulles International Airport. The home is positioned just 1.5 miles from Belmont Chase Shopping Mall where you'll find Whole Foods Market, Peets Coffee, Cooper's Hawk Winery and Restaurant, and more dining options. One Loudoun is nearby with its vast array of shops, restaurants, events and other festivities held throughout the year! Enjoy the Belmont HOA's diverse amenities, including the country club, fitness center, pool, walk/jog trails and so much more. Access to the W&OD trail is right around the corner! Oh by the way, Xfinity basic cable and high speed internet service is included in the HOA fee! Enjoy your tour of this lovely home in the well-established Belmont community!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
10/10
Trailside Middle SchoolGrades 6-80.5 mi
9/10
Stone Bridge High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,718

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 116404163000
  • Zoning: PDH4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$92$1,104
Property Taxes $365$4,380
Electricity $202$2,433
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 20147$277
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20147$292
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$544,950
2026-07-28Listed for sale$544,950
2014-03-05Sold$176,218
2005-07-13Sold$147,227

For Sale by Agent

AgentStuart Pollard
BrokeragePearson Smith Realty, LLC

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