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38 Hot Springs Way, Stafford, VA, 22554

4beds
3baths
2,156sqft
$539,000
$250price/sqft
$3,489/moest. monthly cost
$139,560/yrincome needed

About This Home

Priced to Sell!!! Start your summer in your practically New Home! Welcome to 38 Hot Springs Way. As soon as you step inside the bright and open foyer, you just know - this is the One! Seller has taken great pride in presenting your new house in the most Beautiful way possible! Brand new LVP flooring throughout the living room, dining room and kitchen and all the bathrooms. Brand new carpet in the family room and 4 bedrooms. On the main level your eyes will definitely catch the updated Kitchen with Gorgeous Quartz Countertops, and brand new Stove and Dishwasher, all of which blend perfectly with the new floors. The kitchen and family room are absolutely bathed in natural light. Enjoy cool nights with the stunning gas fireplace. Upstairs you will find 4 bedrooms, all with updated ceiling fans and brand new carpet. The master bedroom provides a vaulted ceiling and large walk in closet. The master bathroom offers new lvp flooring, double vanities, separate jetted tub and shower. Notice the view on the landing that overlooks the front foyer. Absolutely gorgeous. Your new house also comes with a large unfinished basement, complete with Walk Up Stairs to the backyard and rough in for bathroom - all ready for your personal touches. Outside, enjoy coffee on your fantastic Front Porch or large Back Deck. Your new home is one of the few 2 Car Garage properties! The sought-after Widewater Village community enhances your lifestyle with a clubhouse, pool, playground, dog park, and concrete sidewalks. Location matters! Your new home is minutes to I95, VRE and not far from Quantico! Total updates for your new house include: New Roof, New LVP Flooring, New Carpet, Fresh Paint, New Quartz Countertops, New Stove and Dishwasher, New Sump Pump - all in 2025. Newer Water Heater and Refrigerator. There is also an existing security system. Start Your New Year off, Worry Free, in your new home!!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Brooke Point High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven,Oven/Range - Electric,Refrigerator,Water Heater,Gas Water Heater
  • Laundry features: Hookup

Basement

  • Features: Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access,Sump Pump,Space For Rooms

Bathroom1

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Bathroom2

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Bedroom1

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Family Room

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank,Fireplace - Gas
  • Level: Main

Features

  • Bathroom - Stall Shower,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Upgraded Countertops
  • Window features: Window Treatments
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,156

Heating & Cooling

  • Heating features: Programmable Thermostat,Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,220
  • Total interior livable area: 2,156 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Kitchen - Electric Cooking,Lighting - Ceiling
  • Level: Main

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Double Sink,Flooring - Luxury Vinyl Plank
  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s),Cathedral/Vaulted Ceiling,Flooring - Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 21R 2C 210
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks,Street Lights
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 5,052 sqft
  • Features: Front Yard,Level,Rear Yard

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$146$1,752
Property Taxes $411$4,932
Electricity $207$2,492
Total$3,489$41,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,622/yr
40% on housing$104,670/yr
45% on housing$93,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$555,000
2026-03-31Price change$565,000
2026-03-15Price change$574,999
2025-12-01Listed for sale$579,999
2017-10-16Listing removed$1,850
2017-09-21Listed for rent$1,850
2011-12-01Sold$227,900
2011-09-06Sold$405,000
2006-01-10Sold$425,900

For Sale by Agent

AgentBernadette Talty
BrokerageColdwell Banker Elite

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