20745 Royal Palace Sq Unit 209, Sterling, VA, 20165
About This Home
Experience Luxury & Ease in Central Parke at Lowes Island Welcome to this meticulously updated 3-bedroom, 2-bathroom corner-unit condo in Northern Virginia’s premier 55+ independent living community. Boasting over 1,800 sq. ft. of bright, open living space. Interior Highlights: Modern Aesthetic: 9’ ceilings Primary Retreat: A spacious suite featuring a sitting area, a generous walk-in closet, and walk in shower. Flexible Layout: The third bedroom off the living room serves perfectly as a quiet den or home office. A second bedroom with an ensuite bath is situated on the opposite side of the unit, ensuring maximum guest privacy. Peace of Mind: Secure Building with Elevator. Clubhouse and Activities. Outdoor & Community Living: Relax on your private covered terrace overlooking serene treetop views. While you are steps away from a vibrant commercial corridor (retail, dining, and pharmacy), the unit remains a quiet sanctuary. Ownership includes a private 1-car garage with extra storage and access to world-class amenities: a newly renovated clubhouse, fitness center, and pool. As part of the Cascades HOA, you also enjoy tennis courts, golf course access, and Potomac River boat launches. Residents enjoy a newly renovated clubhouse with a full-time activities coordinator (bridge club, movie nights, cardio drumming), a fitness center, an outdoor pool, and walking trails. Prime Location: 20 minutes to Dulles Airport and 40 minutes to DC. Note: This is an age-restricted community; please refer to covenants for specific residency guidelines for those under 55.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Brick,Aluminum Siding
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Microwave,Trash Compactor,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Self Cleaning Oven,Oven,Oven/Range - Gas,Cooktop,Washer,Water Heater,Gas Water Heater
- Laundry features: Dryer In Unit,Main Level,Washer In Unit,In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Attic/House Fan,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Pantry,Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s)
- Window features: Double Pane Windows,Window Treatments
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Glass Doors,Gas/Propane,Mantel(s),Screen
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,816
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,816
- Total interior livable area: 1,816 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 007478359009
- Attached to another structure: Yes
- Zoning: PDH4
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
Parking
- Total spaces: 1
- Parking features: Storage,Garage Faces Front,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $285 | $3,420 |
| Electricity | $202 | $2,433 |
| Total | $2,842 | $34,104 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $489,900 |
| 2024-06-19 | Sold | $469,999 |
| 2024-05-14 | Pending sale | $469,999 |
| 2024-05-14 | Listed for sale | $469,999 |
| 2004-11-22 | Sold | $317,118 |
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