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2620 Stuart Ave #U3f, Richmond, VA, 23220

3beds
2baths
2,076sqft
$739,950
$356price/sqft
$4,964/moest. monthly cost
$198,560/yrincome needed

About This Home

Perched on the top floor (Building Elevator) in the heart of Richmond’s historic Fan District, this beautifully maintained condominium offers an exceptional combination of privacy, natural light, and walkable city living. With 15 windows on three sides with plantation shutters, the home is filled with abundant natural light and captures picturesque views of the surrounding tree canopy, historic church steeples, neighborhood architecture, and nearby museums. During baseball season, enjoy Flying Squirrels fireworks from the north-facing windows without ever leaving home. One of only two condominiums on the top floor, this residence shares no common walls, creating a remarkably quiet and private living environment. Two assigned parking spaces in the secure gated lot provide convenient access just steps from the building entrance. The location is truly second to none. Just outside your door are neighborhood favorites including Idle Hands Bread Company, Starbucks, Athens Tavern, and Uliveto, one of Richmond’s most popular Mediterranean restaurants. Within one to two blocks you’ll also find numerous restaurants, boutiques, salons, medical and dental offices, and the renowned Virginia Museum of Fine Arts and the Virginia Museum of History & Culture. A leisurely 10-minute walk brings you to Carytown, Richmond’s premier destination for shopping, dining, and people-watching, while VCU is approximately a 20-minute walk away, making this location ideal for professionals, faculty, and anyone who enjoys an active urban lifestyle. Located within the highly desirable Mulberry Place community, this home offers the rare opportunity to enjoy sophisticated city living with the comfort, convenience, and charm that make the Fan one of Richmond’s most sought-after neighborhoods. Unit has secured basement storage unit 11'x11'.

Getting Around

91
WalkingWalker's Paradise
48
TransitSome Transit
81
BikeVery Bikeable

Schools

7/10
1/10
Binford Middle SchoolGrades 6-80.7 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1914

Materials

  • Roof: Built-Up
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Additional Room

  • Level: First
  • Dimensions: 11.2 x 11.2

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooking,Disposal,Microwave,Oven,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedroom2

  • Level: First
  • Dimensions: 13.0 x 15.2

Bedroom3

  • Level: First
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 17.5 x 14.9

Features

  • Bookcases,Built-in Features,Bedroom on Main Level,Dining Area,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Bath in Primary Bedroom,Recessed Lighting,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,076

Foyer

  • Level: First
  • Dimensions: 41.4 x 6.1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,076 sqft

Kitchen

  • Level: First
  • Dimensions: 13.8 x 11.1

Laundry

  • Level: First
  • Dimensions: 7.7 x 6.5

Living Room

  • Level: First
  • Dimensions: 16.3 x 15.4

Master Bedroom

  • Level: First
  • Dimensions: 15.6 x 14.4

Other

  • Level: First

Property

Details

  • Parcel number: W0001166060
  • Attached to another structure: Yes
  • Zoning description: R-48

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Paved Driveway
  • Fencing: None

Lot

  • Lot size: 2,077 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Driveway,Off Street,Paved
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$225$2,700
Property Taxes $796$9,552
Electricity $202$2,433
Total$4,964$59,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,194/yr
40% on housing$148,920/yr
45% on housing$132,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 23220$250
Richmond City$216

vs Homes Sold Last Month

Median $/sqft

ZIP 23220$296
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$739,950
2026-07-27Listed for sale$739,950
2018-06-02Sold$549,000
2018-03-17Listed for sale$549,000
2008-07-02Sold$460,000
2008-05-06Listed for sale$499,950
2008-03-11Listing removed$499,950
2008-01-18Listed for sale$499,950

For Sale by Agent

AgentNeil Hodge
BrokerageBoyd Realty Group

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