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138 Marian Lane, Ariel, WA, 98603

5beds
3baths
3,720sqft
$625,000
$168price/sqft
$4,164/moest. monthly cost
$166,560/yrincome needed

About This Home

Custom Home with Stunning Mountain Views! Nestled in the heart of the Pacific Northwest on just over 2 usable acres, this beautiful property offers endless possibilities—build a shop, add a barn, or create your dream hobby farm. The open-concept main living area features soaring ceilings, expansive windows that flood the home with natural light, and durable tile flooring. The spacious primary suite includes a private deck, soaking tub, and walk-in closet. Two additional bedrooms share a Jack-and-Jill bath, while the loft offers flexible space for a fourth bedroom, office, or bonus room. The walk-out basement adds nearly 1,800 sq. ft. of permitted finished space with three non-conforming bedrooms, a family room, bathroom, and abundant storage—just add flooring to complete the space. The usable acreage is ideal for small livestock, gardens, or future outbuildings. With a flexible floor plan suited for multi-generational living, guest quarters, or a home office, this property offers the perfect blend of privacy, versatility, and peaceful country living with breathtaking mountain views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
Yale Elementary SchoolGrades K-41.6 mi
5/10
Lewis River AcademyGrades K-1220.4 mi
4/10
Woodland High SchoolGrades 9-1220.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Ribbon
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal

Basement

  • Has basement: Yes
  • Basement: Daylight,Partially Finished,Bath/Stubbed

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Den Office

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Loft,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 3,720 sqft

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: ER1801024
  • Zoning: UZ
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Loft,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope
  • Residential vegetation: Fruit Trees,Pasture

Lot

  • Lot size: 2.06 Acres
  • Features: Deck,Dog Run,Fenced-Fully,High Speed Internet,Outbuildings

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Volcanic Activity
    Volcanic ActivityVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Volcanic Activity
Cold Wave
Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$240$2,880
Property Taxes $510$6,120
Electricity $254$3,053
Total$4,164$49,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,765/yr
40% on housing$124,920/yr
45% on housing$111,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 98603$216
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98603$242
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$625,000
2026-06-18Listed for sale$650,000
2021-10-01Sold$575,000
2021-08-29Pending sale$549,900
2021-08-12Listed for sale$549,900
2014-07-09Sold$270,000
2014-04-25Listed for sale$270,000

For Sale by Agent

AgentChelsea Hemingway
BrokerageRedfin

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